Vitals
  • Total Assets
    153.8M 0.0 %
  • Total Deposits
    129.8M 0.8 %
  • Total Net Loans
    85.9M 4.5 %
  • Net Income
    2.1M 13.9 %
  • Book Value
    21.0M 2.7 %
  • Book Value x2
    42.0M 2.7 %
  • Book Value x3
    62.9M 2.7 %
ROAA

1.382

ROAE

10.018

Efficiency Ratio

50.459

Net Interest Margin

3.401

Balance Sheet Highlights
Financial Highlights United Bank And Trust Company All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 153,825 198,346
Total Net Loans 85,922 133,864
Total Deposits 129,784 165,124
Total Equity 20,982 22,060
Profitability
Net Income 2,126 2,310
Return on Average Assets 1.382 1.15
Return on Average Equity 10.018 9.92
Net Interest Margin 3.401 3.587
Efficiency Ratio 50.459 60.34
Noninterest Income/Revenue 7.133 13.494
Balance Sheet Ratios
Loan-to-Deposit 66.204 77.091
Securities/Assets .324 .197
Total Equity/Total Assets .136 .111
Tangible Equity/Tangible Assets .136 .107
Capital Adequacy
Tier 1 Common Capital 21,362 21,135
Tier 1 Capital 21,362 21,140
Tier 2 Capital 1,134 1,625
Total Capital 22,496 22,777
Total Risk Weighted Assets 99,509 151,308
Leverage Ratio 13.8 10.944
Common Equity Tier 1 Capital Ratio 21.47 15.631
Tier 1 Capital Ratio 21.47 15.631
Total Capital Ratio 22.61 16.675

Timeline for United Bank And Trust Company

Alden State Bank

Acquisition: United Bank And Trust Company acquired a new subsidiary, Alden State Bank, 28 years

View Profile Dec 18 1995

Farmers State Bank Of Dows

Acquisition: United Bank And Trust Company acquired a new subsidiary, Farmers State Bank Of Dows, 30 years

View Profile Oct 30 1993

J. E. Coonley Company

J. E. Coonley Company became a new parent organization for United Bank And Trust Company.

View Profile Sep 03 1993

United Bank And Trust Company

United Bank And Trust Company was established 109 years ago and is currently headquartered in Hampton, IA.

Jan 01 1915
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Alden State Bank Seller 16,483 Acquisition Discontinued 12/18/1995
Farmers State Bank Of Dows Seller 17,735 Discontinued 10/30/1993
Relationships Role Relationship Start Relationship End
J. E. Coonley Company Parent 10/31/1993
J. E. Coonley Company Parent 9/3/1993 10/30/1993
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