Vitals
  • Total Assets
    150.1M -0.2 %
  • Total Deposits
    115.9M 0.0 %
  • Total Net Loans
    74.2M 3.0 %
  • Net Income
    1.8M 3.9 %
  • Book Value
    27.3M 2.3 %
  • Book Value x2
    54.7M 2.3 %
  • Book Value x3
    82.0M 2.3 %
ROAA

1.234

ROAE

6.555

Efficiency Ratio

50.307

Net Interest Margin

3.823

Balance Sheet Highlights
Financial Highlights Liberty Trust & Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 150,056 198,346
Total Net Loans 74,221 133,864
Total Deposits 115,881 165,124
Total Equity 27,337 22,060
Profitability
Net Income 1,809 2,310
Return on Average Assets 1.234 1.15
Return on Average Equity 6.555 9.92
Net Interest Margin 3.823 3.587
Efficiency Ratio 50.307 60.34
Noninterest Income/Revenue 7.946 13.494
Balance Sheet Ratios
Loan-to-Deposit 64.049 77.091
Securities/Assets .416 .197
Total Equity/Total Assets .182 .111
Tangible Equity/Tangible Assets .182 .107
Capital Adequacy
Tier 1 Common Capital 27,202 21,135
Tier 1 Capital 27,202 21,140
Tier 2 Capital 1,117 1,625
Total Capital 28,319 22,777
Total Risk Weighted Assets 89,150 151,308
Leverage Ratio 18.31 10.944
Common Equity Tier 1 Capital Ratio 30.51 15.631
Tier 1 Capital Ratio 30.51 15.631
Total Capital Ratio 31.77 16.675

Timeline for Liberty Trust & Savings Bank

Bennett State Bank

Acquisition: Liberty Trust & Savings Bank acquired a new subsidiary, Bennett State Bank, 22 years

View Profile Jan 01 2002

Liberty Bancorporation

Liberty Bancorporation became a new parent organization for Liberty Trust & Savings Bank.

View Profile Oct 08 1980

Liberty Trust & Savings Bank

Liberty Trust & Savings Bank was established 119 years ago and is currently headquartered in Durant, IA.

Jan 01 1905
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bennett State Bank Seller 38,705 Pooling of Interests Discontinued 1/1/2002
Relationships Role Relationship Start Relationship End
Liberty Bancorporation Parent 4/26/1999
Liberty Bancorporation Parent 2/1/1996 4/25/1999
Liberty Bancorporation Parent 6/8/1989 1/31/1996
Liberty Bancorporation Parent 10/8/1980 6/7/1989
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