Vitals
  • Total Assets
    840.6M -5.4 %
  • Total Deposits
    780.2M 2.3 %
  • Total Net Loans
    539.8M -12.8 %
  • Net Income
  • Book Value
    236000.0000 -99.6 %
  • Book Value x2
    472000.0000 -99.6 %
  • Book Value x3
    708000.0000 -99.6 %
ROAA

ROAE

Efficiency Ratio

264.873

Net Interest Margin

2.12

Balance Sheet Highlights
Financial Highlights First National Bank Of Georgia All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 840,633 233,775
Total Net Loans 539,819 161,665
Total Deposits 780,196 197,937
Total Equity 236 18,456
Profitability
Net Income — 1,224
Return on Average Assets — .553
Return on Average Equity — 4.963
Net Interest Margin 2.12 3.225
Efficiency Ratio 264.873 105.063
Noninterest Income/Revenue 58.497
Balance Sheet Ratios
Loan-to-Deposit 69.19 78.448
Securities/Assets .111 .179
Total Equity/Total Assets .079
Tangible Equity/Tangible Assets -.005 -1.529
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital — 17,957
Tier 2 Capital — 2,234
Total Capital — 20,210
Total Risk Weighted Assets 623,525 173,882
Leverage Ratio — 8.728
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio — 12.219
Total Capital Ratio — 13.466

Timeline for First National Bank Of Georgia

Community & Southern Bank

First National Bank Of Georgia was acquired by Community & Southern Bank 14 years

View Profile Jan 30 2010

First National Bank Of Georgia

Acquisition: First National Bank Of Georgia acquired a new subsidiary, First National Bank Of Georgia, 16 years

View Profile Jul 01 2007

First Georgia Insurance Agency, Inc.

First Georgia Insurance Agency, Inc. became a new subsidiary organization for First National Bank Of Georgia.

View Profile Jul 01 2007

Csb Investments, Inc.

Csb Investments, Inc. became a new subsidiary organization for First National Bank Of Georgia.

View Profile Oct 02 2002

Wgnb Corp.

Wgnb Corp. became a new parent organization for First National Bank Of Georgia.

View Profile Sep 20 1985

Want to see more?

Complete timeline for First National Bank Of Georgia is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community & Southern Bank Buyer 3,948,965 Failure 1/30/2010
First National Bank Of Georgia Seller 211,091 Acquisition Discontinued 7/1/2007
Relationships Role Relationship Start Relationship End
Wgnb Corp. Parent 12/11/1986 1/29/2010
Wgnb Corp. Parent 9/20/1985 12/10/1986
Csb Investments, Inc. Subsidary 6/30/2007 1/29/2010
First Georgia Insurance Agency, Inc. Subsidary 7/2/2007 1/29/2010
First Georgia Insurance Agency, Inc. Subsidary 7/1/2007 7/1/2007
Csb Investments, Inc. Subsidary 10/2/2002 6/29/2007
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