Vitals
  • Total Assets
    851.8M 7.9 %
  • Total Deposits
    729.0M 7.0 %
  • Total Net Loans
    634.8M 9.1 %
  • Net Income
    14.2M 15.6 %
  • Book Value
    67.3M 3.6 %
  • Book Value x2
    134.5M 3.6 %
  • Book Value x3
    201.8M 3.6 %
ROAA

1.817

ROAE

21.097

Efficiency Ratio

46.66

Net Interest Margin

3.691

Balance Sheet Highlights
Financial Highlights Central National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 851,791 358,087
Total Net Loans 634,801 213,533
Total Deposits 728,980 308,027
Total Equity 67,266 38,740
Profitability
Net Income 14,226 3,845
Return on Average Assets 1.817 1.025
Return on Average Equity 21.097 9.415
Net Interest Margin 3.691 3.773
Efficiency Ratio 46.66 66.762
Noninterest Income/Revenue 6.323 16.375
Balance Sheet Ratios
Loan-to-Deposit 87.081 65.494
Securities/Assets .099 .214
Total Equity/Total Assets .079 .108
Tangible Equity/Tangible Assets .079 .104
Capital Adequacy
Tier 1 Common Capital 68,971 37,278
Tier 1 Capital 68,971 37,303
Tier 2 Capital 7,505 2,526
Total Capital 76,476 39,866
Total Risk Weighted Assets 599,993 237,367
Leverage Ratio 8.42 10.563
Common Equity Tier 1 Capital Ratio 11.5 18.073
Tier 1 Capital Ratio 11.5 18.097
Total Capital Ratio 12.75 19.169

Timeline for Central National Bank

Cnb, Inc.

Cnb, Inc. became a new parent organization for Central National Bank.

View Profile Dec 31 1996

Centrabanc Corporation

Centrabanc Corporation became a new parent organization for Central National Bank.

View Profile Dec 04 1981

Central National Bank

Central National Bank was established 47 years ago and is currently headquartered in Waco, TX.

Jan 10 1977
Relationships Role Relationship Start Relationship End
Centrabanc Corporation Parent 11/1/2008
Cnb, Inc. Parent 12/31/1996 10/31/2008
Centrabanc Corporation Parent 12/31/1983 12/30/1996
Centrabanc Corporation Parent 12/31/1982 12/30/1983
Centrabanc Corporation Parent 12/4/1981 12/30/1982
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