Vitals
  • Total Assets
    211.1M 4.5 %
  • Total Deposits
    180.8M 2.9 %
  • Total Net Loans
    137.6M 4.8 %
  • Net Income
    959000.0000 -14.8 %
  • Book Value
    19.0M -1.4 %
  • Book Value x2
    37.9M -1.4 %
  • Book Value x3
    56.9M -1.4 %
ROAA

.901

ROAE

9.805

Efficiency Ratio

75.495

Net Interest Margin

3.779

Balance Sheet Highlights
Financial Highlights First National Bank Of Georgia All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 211,091 212,703
Total Net Loans 137,641 160,222
Total Deposits 180,777 178,001
Total Equity 18,968 21,309
Profitability
Net Income 959 6,567
Return on Average Assets .901 1.414
Return on Average Equity 9.805 13.467
Net Interest Margin 3.779 4.402
Efficiency Ratio 75.495 63.216
Noninterest Income/Revenue 28.012 8.628
Balance Sheet Ratios
Loan-to-Deposit 76.139 86.343
Securities/Assets .201 .212
Total Equity/Total Assets .09 .1
Tangible Equity/Tangible Assets .09 -.729
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 19,009 20,360
Tier 2 Capital 1,527 2,031
Total Capital 20,536 22,371
Total Risk Weighted Assets 137,810 170,733
Leverage Ratio 8.96 10.703
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.79 13.682
Total Capital Ratio 14.9 14.828

Timeline for First National Bank Of Georgia

First National Bank Of Georgia

First National Bank Of Georgia was acquired by First National Bank Of Georgia 16 years

View Profile Jul 01 2007

First National Bank Of Georgia

First National Bank Of Georgia became a new parent organization for First National Bank Of Georgia.

View Profile Mar 14 2004

First National Bank Of Georgia

First National Bank Of Georgia became a new subsidiary organization for First National Bank Of Georgia.

View Profile Mar 14 2004

Commercial Bank

Acquisition: First National Bank Of Georgia acquired a new subsidiary, Commercial Bank, 32 years

View Profile Jun 13 1992

First Haralson Corporation

First Haralson Corporation became a new parent organization for First National Bank Of Georgia.

View Profile May 15 1984

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Complete timeline for First National Bank Of Georgia is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of Georgia Buyer 840,633 Acquisition Discontinued 7/1/2007
Commercial Bank Seller 25,984 Discontinued 6/13/1992
Relationships Role Relationship Start Relationship End
First National Bank Of Georgia Parent 3/14/2004 6/30/2007
First Haralson Corporation Parent 5/15/1984 6/30/2007
First National Bank Of Georgia Subsidary 3/14/2004 6/30/2007
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