Vitals
  • Total Assets
    213.9M 7.6 %
  • Total Deposits
    187.3M 5.6 %
  • Total Net Loans
    77.4M 17.0 %
  • Net Income
    1.3M -5.6 %
  • Book Value
    20.2M -0.8 %
  • Book Value x2
    40.5M -0.8 %
  • Book Value x3
    60.7M -0.8 %
ROAA

.637

ROAE

6.346

Efficiency Ratio

62.304

Net Interest Margin

2.557

Balance Sheet Highlights
Financial Highlights The Merchants National Bank Of Sacramento All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 213,922 1,346,313
Total Net Loans 77,357 907,793
Total Deposits 187,267 1,084,972
Total Equity 20,240 169,778
Profitability
Net Income 1,339 12,577
Return on Average Assets .637 .955
Return on Average Equity 6.346 8.072
Net Interest Margin 2.557 3.784
Efficiency Ratio 62.304 64.937
Noninterest Income/Revenue 2.09 13.682
Balance Sheet Ratios
Loan-to-Deposit 41.308 83.983
Securities/Assets .583 .141
Total Equity/Total Assets .095 .126
Tangible Equity/Tangible Assets .095 .113
Capital Adequacy
Tier 1 Common Capital 21,703 147,337
Tier 1 Capital 21,703 147,552
Tier 2 Capital 1,136 11,893
Total Capital 22,839 160,236
Total Risk Weighted Assets 90,773 1,009,488
Leverage Ratio 9.99 11.256
Common Equity Tier 1 Capital Ratio 23.91 14.697
Tier 1 Capital Ratio 23.91 14.792
Total Capital Ratio 25.16 16.005

Timeline for The Merchants National Bank Of Sacramento

Merchants Holding Company

Merchants Holding Company became a new parent organization for The Merchants National Bank Of Sacramento.

View Profile Jun 20 1995

The Merchants National Bank Of Sacramento

The Merchants National Bank Of Sacramento was established 103 years ago and is currently headquartered in Sacramento, CA.

Jan 01 1921
Relationships Role Relationship Start Relationship End
Merchants Holding Company Parent 6/20/1995
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