Vitals
  • Total Assets
    926.2M 9.2 %
  • Total Deposits
    683.7M 9.8 %
  • Total Net Loans
    664.8M 3.7 %
  • Net Income
    20.6M -7.3 %
  • Book Value
    219.2M 7.5 %
  • Book Value x2
    438.4M 7.5 %
  • Book Value x3
    657.7M 7.5 %
ROAA

2.335

ROAE

9.7

Efficiency Ratio

38.734

Net Interest Margin

9.319

Balance Sheet Highlights
Financial Highlights First National Bank All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 926,222 288,102
Total Net Loans 664,801 198,161
Total Deposits 683,652 243,793
Total Equity 219,219 35,439
Profitability
Net Income 20,610 3,749
Return on Average Assets 2.335 1.217
Return on Average Equity 9.7 10.279
Net Interest Margin 9.319 3.975
Efficiency Ratio 38.734 60.916
Noninterest Income/Revenue 28.124 21.874
Balance Sheet Ratios
Loan-to-Deposit 97.243 76.007
Securities/Assets .148 .161
Total Equity/Total Assets .237 .123
Tangible Equity/Tangible Assets .22 .119
Capital Adequacy
Tier 1 Common Capital 201,997 34,164
Tier 1 Capital 211,997 34,343
Tier 2 Capital 9,612 2,558
Total Capital 221,609 36,899
Total Risk Weighted Assets 731,006 225,553
Leverage Ratio 23.35 11.18
Common Equity Tier 1 Capital Ratio 27.63 15.765
Tier 1 Capital Ratio 29 15.791
Total Capital Ratio 30.32 16.885

Timeline for First National Bank

First Insurance Services, Inc.

First Insurance Services, Inc. became a new subsidiary organization for First National Bank.

View Profile Mar 20 2004

Arapahoe Bank And Trust

Acquisition: First National Bank acquired a new subsidiary, Arapahoe Bank And Trust, 20 years

View Profile Sep 01 2003

Performance Data Center, Llc

Performance Data Center, Llc became a new subsidiary organization for First National Bank.

View Profile Mar 01 2003

First National Credit Card Company

Acquisition: First National Bank acquired a new subsidiary, First National Credit Card Company , 22 years

View Profile Oct 31 2001

First National Credit Card Company

First National Credit Card Company became a new subsidiary organization for First National Bank.

View Profile Aug 01 1999

Want to see more?

Complete timeline for First National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Arapahoe Bank And Trust Seller 149,575 Acquisition Discontinued 9/1/2003
First National Credit Card Company Seller Pooling of Interests Discontinued 10/31/2001
Security Bank Of South Dakota, National Association Seller 17,170 Discontinued 12/7/1992
First State Bank Of Mclaughlin Seller 12,191 Discontinued 10/1/1989
The Frontier Bank Seller 11,271 Discontinued 1/1/1985
Miners And Merchants Bank Seller 14,347 Discontinued 11/11/1983
Relationships Role Relationship Start Relationship End
Capitol Bancorporation, Inc. Parent 12/12/2005
Capitol Bancorporation, Inc. Parent 9/1/2003 12/11/2005
Capitol Bancorporation, Inc. Parent 6/5/2000 8/31/2003
Capitol Bancorporation, Inc. Parent 5/29/1998 6/4/2000
Capitol Bancorporation, Inc. Parent 5/16/1990 5/28/1998
Capitol Bancorporation, Inc. Parent 10/13/1989 5/15/1990
Capitol Bancorporation, Inc. Parent 12/31/1984 10/12/1989
Capitol Bancorporation, Inc. Parent 12/31/1983 12/30/1984
Capitol Bancorporation, Inc. Parent 9/10/1982 12/30/1983
Performance Data Center, Llc Subsidary 3/1/2003
First Insurance Services, Inc. Subsidary 6/30/2007
First Insurance Services, Inc. Subsidary 3/20/2004 6/29/2007
First National Credit Card Company Subsidary 8/1/1999 10/30/2001
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