Efficiency Ratio Over Time
Efficiency Ratio First National Bank All Insured Commercial Banks in South Dakota
12-31-2016 38.734 60.916
09-30-2016 39.239 60.065
06-30-2016 39.858 61.245
03-31-2016 39.607 62.546
12-31-2015 38.833 61.87
09-30-2015 38.527 60.766
06-30-2015 39.163 61.415
03-31-2015 39.899 62.087
12-31-2014 40.001 62.741
09-30-2014 40.074 61.84
06-30-2014 40.623 62.918
03-31-2014 41.346 63.455
12-31-2013 39.65 64.97
09-30-2013 40.135 63.61
06-30-2013 40.473 64.625
03-31-2013 40.408 66.748
12-31-2012 41.122 65.854
09-30-2012 41.965 65.086
06-30-2012 42.845 65.934
03-31-2012 44.89 66.373
12-31-2011 40.135 64.973
09-30-2011 41.413 63.9
06-30-2011 41.633 65.49
03-31-2011 40.027 66.621
12-31-2010 38.232 67.608
09-30-2010 37.054 65.772
06-30-2010 36.398 67.255
03-31-2010 34.903 68.094
12-31-2009 35.84 68.035
09-30-2009 36.284 66.309
06-30-2009 36.9 67.055
03-31-2009 35.399 65.353
12-31-2008 35.474 66.094
09-30-2008 35.567 63.603
06-30-2008 36.425 63.613
03-31-2008 36.027 63.948
12-31-2007 36.191 62.532
09-30-2007 35.646 60.96
06-30-2007 34.898 61.645
03-31-2007 33.061 61.535
12-31-2006 39.813 61.441
09-30-2006 40.615 59.495
06-30-2006 41.562 59.77
03-31-2006 42.605 60.835
12-31-2005 43.084 61.882
09-30-2005 42.353 59.967
06-30-2005 43.01 60.618
03-31-2005 45.643 62.043
12-31-2004 45.106 63.244
09-30-2004 45.242 60.518
06-30-2004 45.354 61.274
03-31-2004 45.835 62.722
12-31-2003 44.514 63.702
09-30-2003 46.189 61.971
06-30-2003 48.262 62.975
03-31-2003 51.742 64.7
12-31-2002 53.131 64.849