Vitals
  • Total Assets
    918.0M -1.6 %
  • Total Deposits
    787.8M 7.7 %
  • Total Net Loans
    712.2M 5.4 %
  • Net Income
    8.1M 21.4 %
  • Book Value
    87.3M 4.8 %
  • Book Value x2
    174.6M 4.8 %
  • Book Value x3
    261.9M 4.8 %
ROAA

.852

ROAE

9.396

Efficiency Ratio

50.695

Net Interest Margin

2.857

Balance Sheet Highlights
Financial Highlights Crystal Lake Bank And Trust Company, National Association All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 918,010 290,894
Total Net Loans 712,215 191,278
Total Deposits 787,848 246,407
Total Equity 87,287 31,125
Profitability
Net Income 8,095 2,670
Return on Average Assets .852 .919
Return on Average Equity 9.396 8.247
Net Interest Margin 2.857 3.499
Efficiency Ratio 50.695 67.9
Noninterest Income/Revenue 9.074 16.598
Balance Sheet Ratios
Loan-to-Deposit 90.4 72.669
Securities/Assets .161 .191
Total Equity/Total Assets .095 .107
Tangible Equity/Tangible Assets .095 .103
Capital Adequacy
Tier 1 Common Capital 89,700 29,670
Tier 1 Capital 89,700 29,720
Tier 2 Capital 4,205 2,112
Total Capital 93,905 31,905
Total Risk Weighted Assets 798,287 212,461
Leverage Ratio 9.43 10.62
Common Equity Tier 1 Capital Ratio 11.24 16.313
Tier 1 Capital Ratio 11.24 16.329
Total Capital Ratio 11.76 17.341

Timeline for Crystal Lake Bank And Trust Company, National Association

Crystal Lake Bank And Trust Company, National Association

Crystal Lake Bank And Trust Company, National Association was established 26 years ago and is currently headquartered in Crystal Lake, IL.

Dec 19 1997

Wintrust Financial Corporation

Wintrust Financial Corporation became a new parent organization for Crystal Lake Bank And Trust Company, National Association.

View Profile Dec 19 1997
Relationships Role Relationship Start Relationship End
Wintrust Financial Corporation Parent 12/19/1997
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