Vitals
  • Total Assets
    966.1M 3.5 %
  • Total Deposits
    803.3M 5.1 %
  • Total Net Loans
    509.8M 0.2 %
  • Net Income
    9.2M 21.0 %
  • Book Value
    95.6M 0.7 %
  • Book Value x2
    191.3M 0.7 %
  • Book Value x3
    286.9M 0.7 %
ROAA

.956

ROAE

9.436

Efficiency Ratio

60.957

Net Interest Margin

3.509

Balance Sheet Highlights
Financial Highlights Lubbock National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 966,100 358,087
Total Net Loans 509,758 213,533
Total Deposits 803,271 308,027
Total Equity 95,649 38,740
Profitability
Net Income 9,197 3,845
Return on Average Assets .956 1.025
Return on Average Equity 9.436 9.415
Net Interest Margin 3.509 3.773
Efficiency Ratio 60.957 66.762
Noninterest Income/Revenue 13.892 16.375
Balance Sheet Ratios
Loan-to-Deposit 63.46 65.494
Securities/Assets .391 .214
Total Equity/Total Assets .099 .108
Tangible Equity/Tangible Assets .099 .104
Capital Adequacy
Tier 1 Common Capital 98,549 37,278
Tier 1 Capital 98,549 37,303
Tier 2 Capital 7,799 2,526
Total Capital 106,348 39,866
Total Risk Weighted Assets 622,987 237,367
Leverage Ratio 9.98 10.563
Common Equity Tier 1 Capital Ratio 15.82 18.073
Tier 1 Capital Ratio 15.82 18.097
Total Capital Ratio 17.07 19.169

Timeline for Lubbock National Bank

Commerce Southwest Mortgage, L.L.C.

Acquisition: Lubbock National Bank acquired a new subsidiary, Commerce Southwest Mortgage, L.L.C. , 23 years

View Profile Nov 16 2000

West Central Investment Corporation

West Central Investment Corporation became a new subsidiary organization for Lubbock National Bank.

View Profile Mar 18 1991

Commerce National Financial Services, Inc.

Commerce National Financial Services, Inc. became a new parent organization for Lubbock National Bank.

View Profile Dec 29 1989

Lubbock National Bank

Lubbock National Bank was established 45 years ago and is currently headquartered in Lubbock, TX.

Nov 20 1978
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Commerce Southwest Mortgage, L.L.C. Seller Pooling of Interests Discontinued 11/16/2000
Relationships Role Relationship Start Relationship End
Commerce National Financial Services, Inc. Parent 12/29/1989
West Central Investment Corporation Subsidary 3/18/1991 9/1/1992
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