Vitals
  • Total Assets
    835.3M 14.9 %
  • Total Deposits
    746.4M 16.0 %
  • Total Net Loans
    644.5M 10.3 %
  • Net Income
    16.4M 20.2 %
  • Book Value
    84.8M 5.7 %
  • Book Value x2
    169.5M 5.7 %
  • Book Value x3
    254.3M 5.7 %
ROAA

2.094

ROAE

20.088

Efficiency Ratio

60.041

Net Interest Margin

4.753

Balance Sheet Highlights
Financial Highlights Citizens National Bank Of Texas All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 835,347 358,087
Total Net Loans 644,536 213,533
Total Deposits 746,404 308,027
Total Equity 84,769 38,740
Profitability
Net Income 16,376 3,845
Return on Average Assets 2.094 1.025
Return on Average Equity 20.088 9.415
Net Interest Margin 4.753 3.773
Efficiency Ratio 60.041 66.762
Noninterest Income/Revenue 26.425 16.375
Balance Sheet Ratios
Loan-to-Deposit 86.352 65.494
Securities/Assets .028 .214
Total Equity/Total Assets .101 .108
Tangible Equity/Tangible Assets .096 .104
Capital Adequacy
Tier 1 Common Capital 81,003 37,278
Tier 1 Capital 81,003 37,303
Tier 2 Capital 6,814 2,526
Total Capital 87,817 39,866
Total Risk Weighted Assets 688,161 237,367
Leverage Ratio 9.77 10.563
Common Equity Tier 1 Capital Ratio 11.77 18.073
Tier 1 Capital Ratio 11.77 18.097
Total Capital Ratio 12.76 19.169

Timeline for Citizens National Bank Of Texas

Cnb Of Texas Land & Title, Co

Cnb Of Texas Land & Title, Co became a new subsidiary organization for Citizens National Bank Of Texas.

View Profile Jan 01 2008

First Citizens Bancshares, Inc.

First Citizens Bancshares, Inc. became a new parent organization for Citizens National Bank Of Texas.

View Profile Mar 17 1981

Citizens National Bank Of Texas

Citizens National Bank Of Texas was established 155 years ago and is currently headquartered in Waxahachie, TX.

Jul 01 1868
Relationships Role Relationship Start Relationship End
First Citizens Bancshares, Inc. Parent 3/17/1981
Cnb Of Texas Land & Title, Co Subsidary 1/1/2008
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