Vitals
  • Total Assets
    781.4M 24.2 %
  • Total Deposits
    675.2M 29.0 %
  • Total Net Loans
    488.5M 7.0 %
  • Net Income
    3.6M 36.1 %
  • Book Value
    73.3M -0.6 %
  • Book Value x2
    146.6M -0.6 %
  • Book Value x3
    219.8M -0.6 %
ROAA

.496

ROAE

4.72

Efficiency Ratio

75.503

Net Interest Margin

3.205

Balance Sheet Highlights
Financial Highlights Empire National Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 781,426 1,637,033
Total Net Loans 488,475 1,047,955
Total Deposits 675,155 1,296,950
Total Equity 73,283 187,165
Profitability
Net Income 3,580 13,254
Return on Average Assets .496 .773
Return on Average Equity 4.72 7.506
Net Interest Margin 3.205 3.19
Efficiency Ratio 75.503 65.064
Noninterest Income/Revenue 4.35 18.239
Balance Sheet Ratios
Loan-to-Deposit 72.35 73.986
Securities/Assets .343 .167
Total Equity/Total Assets .094 .114
Tangible Equity/Tangible Assets .094 .109
Capital Adequacy
Tier 1 Common Capital 78,532 154,500
Tier 1 Capital 78,532 155,066
Tier 2 Capital 5,802 9,750
Total Capital 84,334 168,084
Total Risk Weighted Assets 482,961 1,138,832
Leverage Ratio 10.22 10.188
Common Equity Tier 1 Capital Ratio 16.26 16.458
Tier 1 Capital Ratio 16.26 16.551
Total Capital Ratio 17.46 17.647

Timeline for Empire National Bank

Empire Bancorp, Inc.

Empire Bancorp, Inc. became a new parent organization for Empire National Bank.

View Profile Aug 22 2013

Empire National Bank

Empire National Bank was established 16 years ago and is currently headquartered in Islandia, NY.

Feb 25 2008
Relationships Role Relationship Start Relationship End
Empire Bancorp, Inc. Parent 8/22/2013
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