Efficiency Ratio Over Time
Efficiency Ratio Empire National Bank All Insured Commercial Banks in New York
12-31-2016 75.503 65.064
09-30-2016 77.032 66.438
06-30-2016 77.195 66.148
03-31-2016 77.649 65.676
12-31-2015 75.916 67.268
09-30-2015 76.316 67.303
06-30-2015 76.165 67.746
03-31-2015 76.715 68.787
12-31-2014 76.965 67.914
09-30-2014 76.044 67.399
06-30-2014 77.389 67.989
03-31-2014 81.035 68.504
12-31-2013 84.098 69.689
09-30-2013 85.392 68.787
06-30-2013 86.384 69.137
03-31-2013 87.867 69.07
12-31-2012 89.242 67.537
09-30-2012 88.609 67.164
06-30-2012 89.522 67.4
03-31-2012 89.275 67.13
12-31-2011 86.042 67.021
09-30-2011 86.584 66.906
06-30-2011 86.353 67.339
03-31-2011 86.995 69.754
12-31-2010 92.022 69.848
09-30-2010 92.342 69.47
06-30-2010 94.099 71.396
03-31-2010 95.904 70.773
12-31-2009 140.391 76.908
09-30-2009 160.67 77.51
06-30-2009 187.094 81.925
03-31-2009 201.937 80.38
12-31-2008 456.177 85.057
09-30-2008 564.959 78.459
06-30-2008 647.858 83.721
03-31-2008 541.002 80.346
12-31-2007 77.578
09-30-2007 71.372
06-30-2007 70.25
03-31-2007 71.659
12-31-2006 72.454
09-30-2006 69.831
06-30-2006 70.423
03-31-2006 74.075
12-31-2005 68.173
09-30-2005 65.988
06-30-2005 66.561
03-31-2005 66.443
12-31-2004 66.688
09-30-2004 66.369
06-30-2004 67.073
03-31-2004 67.469
12-31-2003 66.544
09-30-2003 66.043
06-30-2003 65.608
03-31-2003 66.329
12-31-2002 68.29