Vitals
  • Total Assets
    785.6M 5.9 %
  • Total Deposits
    527.7M 3.4 %
  • Total Net Loans
    614.2M 5.2 %
  • Net Income
    14.2M 13.4 %
  • Book Value
    71.7M 4.2 %
  • Book Value x2
    143.4M 4.2 %
  • Book Value x3
    215.0M 4.2 %
ROAA

1.891

ROAE

20.165

Efficiency Ratio

54.796

Net Interest Margin

3.993

Balance Sheet Highlights
Financial Highlights The Citizens National Bank Of Bluffton All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 785,587 361,398
Total Net Loans 614,167 246,196
Total Deposits 527,659 299,385
Total Equity 71,677 40,120
Profitability
Net Income 14,196 3,580
Return on Average Assets 1.891 .879
Return on Average Equity 20.165 7.888
Net Interest Margin 3.993 3.69
Efficiency Ratio 54.796 68.453
Noninterest Income/Revenue 14.571 19.831
Balance Sheet Ratios
Loan-to-Deposit 116.395 76.786
Securities/Assets .169 .197
Total Equity/Total Assets .091 .111
Tangible Equity/Tangible Assets .089 .102
Capital Adequacy
Tier 1 Common Capital 72,157 37,120
Tier 1 Capital 72,157 37,403
Tier 2 Capital 18,038 2,742
Total Capital 90,195 40,139
Total Risk Weighted Assets 681,349 260,858
Leverage Ratio 9.44 10.639
Common Equity Tier 1 Capital Ratio 10.59 16.715
Tier 1 Capital Ratio 10.59 16.742
Total Capital Ratio 13.24 17.824

Timeline for The Citizens National Bank Of Bluffton

Citizens Bancshares, Inc.

Citizens Bancshares, Inc. became a new parent organization for The Citizens National Bank Of Bluffton.

View Profile Jul 01 2004

The Citizens National Bank Of Bluffton

The Citizens National Bank Of Bluffton was established 104 years ago and is currently headquartered in Bluffton, OH.

Jan 13 1920
Relationships Role Relationship Start Relationship End
Citizens Bancshares, Inc. Parent 7/1/2004
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