Vitals
  • Total Assets
    116.9M -12.4 %
  • Total Deposits
    114.7M -11.6 %
  • Total Net Loans
    67.5M -17.8 %
  • Net Income
    -1249000.0000 -51.2 %
  • Book Value
    1.9M -43.2 %
  • Book Value x2
    3.8M -43.2 %
  • Book Value x3
    5.7M -43.2 %
ROAA

-2.106

ROAE

-105.017

Efficiency Ratio

342.727

Net Interest Margin

2.081

Balance Sheet Highlights
Financial Highlights Georgia Trust Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 116,890 204,442
Total Net Loans 67,539 122,569
Total Deposits 114,748 177,533
Total Equity 1,896 19,223
Profitability
Net Income -1,249 440
Return on Average Assets -2.106 .383
Return on Average Equity -105.017 2.59
Net Interest Margin 2.081 3.832
Efficiency Ratio 342.727 79.256
Noninterest Income/Revenue -55.072 14.649
Balance Sheet Ratios
Loan-to-Deposit 58.859 68.262
Securities/Assets .086 .18
Total Equity/Total Assets .016 .094
Tangible Equity/Tangible Assets .016 .093
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,774 17,678
Tier 2 Capital 1,022 1,615
Total Capital 2,796 19,340
Total Risk Weighted Assets 80,811 133,192
Leverage Ratio 1.52 9.239
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 2.2 14.627
Total Capital Ratio 3.46 15.865

Timeline for Georgia Trust Bank

Georgia Trust Bank was acquired by 11 years

Jul 21 2012

Community & Southern Bank

Georgia Trust Bank was acquired by Community & Southern Bank 11 years

View Profile Jul 21 2012

Georgia Trust Bank

Georgia Trust Bank was established 19 years ago and is currently headquartered in Buford, GA.

May 16 2005

Georgia Trust Bancshares, Inc.

Georgia Trust Bancshares, Inc. became a new parent organization for Georgia Trust Bank.

View Profile May 16 2005
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community & Southern Bank Buyer 3,948,965 Failure 7/21/2012
Relationships Role Relationship Start Relationship End
Georgia Trust Bancshares, Inc. Parent 5/16/2005 7/20/2012
Similar Organizations
Organization City State Total Assets
Brickyard Bank
 		Lincolnwood IL 116.7M
Federation Bank
 		Washington IA 116.2M
Southwind Bank
 		Natoma KS 116.2M
Bcbank, Inc.
 		Philippi WV 117.6M
Century Bank Of Kentucky, Inc.
 		Lawrenceburg KY 118.1M
Acb Bank
 		Cherokee OK 115.4M
The Farmers Bank
 		Nicholasville KY 118.4M
State Savings Bank, Frankfort, Mich.
 		Frankfort MI 118.8M
Citizens Bank & Trust Company
 		Covington LA 119.1M
Brown County State Bank
 		Mount Sterling IL 114.0M