Vitals
  • Total Assets
    117.5M 6.3 %
  • Total Deposits
    95.0M 8.4 %
  • Total Net Loans
    94.2M 7.9 %
  • Net Income
    2.3M -6.0 %
  • Book Value
    9.6M 2.2 %
  • Book Value x2
    19.2M 2.2 %
  • Book Value x3
    28.7M 2.2 %
ROAA

2.011

ROAE

23.466

Efficiency Ratio

48.604

Net Interest Margin

4.777

Balance Sheet Highlights
Financial Highlights Acb Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 117,521 202,868
Total Net Loans 94,233 137,756
Total Deposits 94,997 172,449
Total Equity 9,578 21,595
Profitability
Net Income 2,266 2,672
Return on Average Assets 2.011 1.261
Return on Average Equity 23.466 11.655
Net Interest Margin 4.777 4.163
Efficiency Ratio 48.604 67.201
Noninterest Income/Revenue 9.124 16.695
Balance Sheet Ratios
Loan-to-Deposit 99.196 75.305
Securities/Assets .125 .172
Total Equity/Total Assets .082 .106
Tangible Equity/Tangible Assets .082 .104
Capital Adequacy
Tier 1 Common Capital 9,930 21,413
Tier 1 Capital 9,930 21,413
Tier 2 Capital 1,310 1,666
Total Capital 11,240 23,103
Total Risk Weighted Assets 104,734 150,667
Leverage Ratio 8.56 10.837
Common Equity Tier 1 Capital Ratio 9.48 15.74
Tier 1 Capital Ratio 9.48 15.742
Total Capital Ratio 10.73 16.809

Timeline for Acb Bank

Alfalfa County Bancshares, Inc.

Alfalfa County Bancshares, Inc. became a new parent organization for Acb Bank.

View Profile Oct 01 1975

Acb Bank

Acb Bank was established 116 years ago and is currently headquartered in Cherokee, OK.

Jan 29 1908
Relationships Role Relationship Start Relationship End
Alfalfa County Bancshares, Inc. Parent 10/1/1975
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