Georgia Trust Bank
Buford, GA — Non-member Bank
Acquired Jul 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Georgia Trust Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 1,643 | 3,718 |
Income from Lease Financing Receivables | — | 0 |
— | 8 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 3 |
Income on Loans and Leases (TE) | 1,643 | 3,722 |
Investment Interest Income (TE) | 157 | 509 |
Total Interest Income (TE) | 1,819 | 4,295 |
Total Interest Expense | 733 | 854 |
Net Interest Income (TE) | 1,086 | 3,430 |
Non-Interest Income | -646 | 737 |
Adjusted Operating Income (TE) | 440 | 4,224 |
Non-interest Expense | 1,508 | 3,313 |
Provision for Loan & Lease Losses | 276 | 580 |
Pretax Operating Income (TE) | -1,344 | 485 |
Pretax Net Operating Income (TE) | -1,249 | 621 |
Applicable Income Taxes | — | 133 |
Net Operating Income | -1,249 | 444 |
Net Income | -1,249 | 440 |
Cash Dividends Declared | — | 34 |
Retained Earnings | -1,249 | 352 |