Vitals
  • Total Assets
    248.2M -10.1 %
  • Total Deposits
    242.8M -3.6 %
  • Total Net Loans
    138.3M -30.5 %
  • Net Income
    -11276000.0000
  • Book Value
    4.0M -82.5 %
  • Book Value x2
    7.9M -82.5 %
  • Book Value x3
    11.9M -82.5 %
ROAA

-8.567

ROAE

-222.056

Efficiency Ratio

429.708

Net Interest Margin

1.066

Balance Sheet Highlights
Financial Highlights First Commerce Community Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 248,151 212,937
Total Net Loans 138,319 139,126
Total Deposits 242,831 180,813
Total Equity 3,968 17,084
Profitability
Net Income -11,276 -610
Return on Average Assets -8.567 -.457
Return on Average Equity -222.056 -9.458
Net Interest Margin 1.066 3.398
Efficiency Ratio 429.708 90.425
Noninterest Income/Revenue -.32 9.856
Balance Sheet Ratios
Loan-to-Deposit 56.961 75.46
Securities/Assets .098 .137
Total Equity/Total Assets .016 .08
Tangible Equity/Tangible Assets .016 .08
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,672 16,004
Tier 2 Capital 2,620 1,799
Total Capital 6,292 17,905
Total Risk Weighted Assets 204,106 151,279
Leverage Ratio 1.41 8.678
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 1.8 12.599
Total Capital Ratio 3.08 13.845

Timeline for First Commerce Community Bank

Community & Southern Bank

First Commerce Community Bank was acquired by Community & Southern Bank 13 years

View Profile Sep 18 2010

First Commerce Community Bank

First Commerce Community Bank was established 21 years ago and is currently headquartered in Douglasville, GA.

Mar 04 2003

First Commerce Community Bankshares, Inc.

First Commerce Community Bankshares, Inc. became a new parent organization for First Commerce Community Bank.

View Profile Mar 04 2003
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community & Southern Bank Buyer 3,948,965 Failure 9/18/2010
Relationships Role Relationship Start Relationship End
First Commerce Community Bankshares, Inc. Parent 3/4/2003 9/17/2010
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