Vitals
  • Total Assets
    253.0M 4.1 %
  • Total Deposits
    209.3M 1.5 %
  • Total Net Loans
    160.8M -0.2 %
  • Net Income
    4.5M 8.1 %
  • Book Value
    33.4M 7.1 %
  • Book Value x2
    66.7M 7.1 %
  • Book Value x3
    100.1M 7.1 %
ROAA

1.815

ROAE

13.629

Efficiency Ratio

58.84

Net Interest Margin

4.099

Balance Sheet Highlights
Financial Highlights Homestead Bank All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 252,974 170,284
Total Net Loans 160,794 117,277
Total Deposits 209,288 137,686
Total Equity 33,358 18,945
Profitability
Net Income 4,466 1,911
Return on Average Assets 1.815 1.018
Return on Average Equity 13.629 9.028
Net Interest Margin 4.099 3.761
Efficiency Ratio 58.84 64.484
Noninterest Income/Revenue 16.172 12.891
Balance Sheet Ratios
Loan-to-Deposit 76.829 83.61
Securities/Assets .245 .163
Total Equity/Total Assets .132 .111
Tangible Equity/Tangible Assets .126 .107
Capital Adequacy
Tier 1 Common Capital 32,727 18,124
Tier 1 Capital 32,727 18,269
Tier 2 Capital 2,103 1,473
Total Capital 34,830 19,774
Total Risk Weighted Assets 182,215 134,666
Leverage Ratio 13.21 11.078
Common Equity Tier 1 Capital Ratio 17.96 14.674
Tier 1 Capital Ratio 17.96 14.698
Total Capital Ratio 19.11 15.794

Timeline for Homestead Bank

First National Bank

Acquisition: Homestead Bank acquired a new subsidiary, First National Bank, 13 years

View Profile Mar 01 2011

St. Paul National Bank

Acquisition: Homestead Bank acquired a new subsidiary, St. Paul National Bank, 27 years

View Profile Jul 01 1996

C.S.B. Co.

C.S.B. Co. became a new parent organization for Homestead Bank.

View Profile Jul 22 1975

Homestead Bank

Homestead Bank was established 119 years ago and is currently headquartered in Cozad, NE.

Jan 01 1905
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Seller 108,072 Acquisition Discontinued 3/1/2011
St. Paul National Bank Seller 30,617 Pooling of Interests Discontinued 7/1/1996
Relationships Role Relationship Start Relationship End
C.S.B. Co. Parent 12/2/1997
C.S.B. Co. Parent 12/31/1991 12/1/1997
C.S.B. Co. Parent 12/31/1989 12/30/1991
C.S.B. Co. Parent 12/31/1984 12/30/1989
C.S.B. Co. Parent 12/31/1983 12/30/1984
C.S.B. Co. Parent 7/22/1975 12/30/1983
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