Vitals
  • Total Assets
    238.6M -4.5 %
  • Total Deposits
    205.9M -6.9 %
  • Total Net Loans
    175.4M 4.6 %
  • Net Income
    5.5M -10.5 %
  • Book Value
    24.4M 0.3 %
  • Book Value x2
    48.7M 0.3 %
  • Book Value x3
    73.1M 0.3 %
ROAA

2.278

ROAE

22.646

Efficiency Ratio

51.441

Net Interest Margin

4.289

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 238,581 170,284
Total Net Loans 175,375 117,277
Total Deposits 205,876 137,686
Total Equity 24,364 18,945
Profitability
Net Income 5,549 1,911
Return on Average Assets 2.278 1.018
Return on Average Equity 22.646 9.028
Net Interest Margin 4.289 3.761
Efficiency Ratio 51.441 64.484
Noninterest Income/Revenue 15.076 12.891
Balance Sheet Ratios
Loan-to-Deposit 85.185 83.61
Securities/Assets .178 .163
Total Equity/Total Assets .102 .111
Tangible Equity/Tangible Assets .102 .107
Capital Adequacy
Tier 1 Common Capital 24,420 18,124
Tier 1 Capital 24,420 18,269
Tier 2 Capital 2,627 1,473
Total Capital 27,047 19,774
Total Risk Weighted Assets 209,513 134,666
Leverage Ratio 10.02 11.078
Common Equity Tier 1 Capital Ratio 11.66 14.674
Tier 1 Capital Ratio 11.66 14.698
Total Capital Ratio 12.91 15.794

Timeline for First State Bank

First State Bank, Colorado Springs

Acquisition: First State Bank acquired a new subsidiary, First State Bank, Colorado Springs, 20 years

View Profile Apr 24 2004

Metal Exchange, Inc.

Metal Exchange, Inc. became a new subsidiary organization for First State Bank.

View Profile Jun 30 1987

Bank Of Gering

Acquisition: First State Bank acquired a new subsidiary, Bank Of Gering, 37 years

View Profile Oct 24 1986

First State Bancshares, Inc.

First State Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Sep 02 1978

First State Bank

First State Bank was established 88 years ago and is currently headquartered in Scottsbluff, NE.

Sep 12 1935
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank, Colorado Springs Seller 14,535 Pooling of Interests Discontinued 4/24/2004
Bank Of Gering Seller 24,155 Failure 10/24/1986
Relationships Role Relationship Start Relationship End
First State Bancshares, Inc. Parent 12/31/1979
First State Bancshares, Inc. Parent 9/2/1978 12/30/1979
Metal Exchange, Inc. Subsidary 6/30/1987 9/30/1995
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