Vitals
  • Total Assets
    245.5M -0.7 %
  • Total Deposits
    208.7M -1.7 %
  • Total Net Loans
    126.8M 0.4 %
  • Net Income
    2.2M -3.4 %
  • Book Value
    35.6M 5.5 %
  • Book Value x2
    71.2M 5.5 %
  • Book Value x3
    106.8M 5.5 %
ROAA

.867

ROAE

6.17

Efficiency Ratio

61.35

Net Interest Margin

3.13

Balance Sheet Highlights
Financial Highlights Citizen's Bank All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 245,464 340,347
Total Net Loans 126,849 227,146
Total Deposits 208,670 291,952
Total Equity 35,609 36,108
Profitability
Net Income 2,160 3,221
Return on Average Assets .867 .994
Return on Average Equity 6.17 8.993
Net Interest Margin 3.13 4.112
Efficiency Ratio 61.35 68.63
Noninterest Income/Revenue 9.603 14.204
Balance Sheet Ratios
Loan-to-Deposit 60.789 74.405
Securities/Assets .31 .197
Total Equity/Total Assets .145 .106
Tangible Equity/Tangible Assets .145 .105
Capital Adequacy
Tier 1 Common Capital 35,605 35,803
Tier 1 Capital 35,605 36,059
Tier 2 Capital 1,381 2,443
Total Capital 36,986 38,519
Total Risk Weighted Assets 109,967 245,733
Leverage Ratio 14.46 10.776
Common Equity Tier 1 Capital Ratio 32.38 16.476
Tier 1 Capital Ratio 32.38 16.481
Total Capital Ratio 33.63 17.491

Timeline for Citizen's Bank

Financial Insurance Resources, L.L.C.

Financial Insurance Resources, L.L.C. became a new subsidiary organization for Citizen's Bank.

View Profile Jul 07 2006

Cb Properties, L.L.C.

Cb Properties, L.L.C. became a new subsidiary organization for Citizen's Bank.

View Profile Sep 10 2004

Citizens Bancshares, Inc.

Citizens Bancshares, Inc. became a new parent organization for Citizen's Bank.

View Profile Aug 01 1983

Citizen's Bank

Citizen's Bank was established 49 years ago and is currently headquartered in Ville Platte, LA.

May 01 1975
Relationships Role Relationship Start Relationship End
Citizens Bancshares, Inc. Parent 8/1/1983
Cb Properties, L.L.C. Subsidary 9/10/2004
Financial Insurance Resources, L.L.C. Subsidary 7/7/2006
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