Vitals
  • Total Assets
    246.8M -7.3 %
  • Total Deposits
    200.5M -13.0 %
  • Total Net Loans
    170.0M -16.3 %
  • Net Income
    691000.0000 52.2 %
  • Book Value
    24.1M 0.3 %
  • Book Value x2
    48.3M 0.3 %
  • Book Value x3
    72.4M 0.3 %
ROAA

.275

ROAE

2.864

Efficiency Ratio

72.173

Net Interest Margin

3.758

Balance Sheet Highlights
Financial Highlights United Southern Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 246,801 275,102
Total Net Loans 170,007 177,820
Total Deposits 200,503 227,063
Total Equity 24,142 30,287
Profitability
Net Income 691 2,592
Return on Average Assets .275 .944
Return on Average Equity 2.864 8.074
Net Interest Margin 3.758 3.847
Efficiency Ratio 72.173 70.925
Noninterest Income/Revenue 17.43 17.219
Balance Sheet Ratios
Loan-to-Deposit 84.79 76.952
Securities/Assets .188 .219
Total Equity/Total Assets .098 .11
Tangible Equity/Tangible Assets .098 .107
Capital Adequacy
Tier 1 Common Capital 23,880 29,354
Tier 1 Capital 23,880 29,354
Tier 2 Capital 2,297 2,092
Total Capital 26,177 31,454
Total Risk Weighted Assets 181,650 190,479
Leverage Ratio 9.94 11.285
Common Equity Tier 1 Capital Ratio 13.15 17.115
Tier 1 Capital Ratio 13.15 17.115
Total Capital Ratio 14.41 18.174

Timeline for United Southern Bank

Todd Bancshares, Inc.

Todd Bancshares, Inc. became a new parent organization for United Southern Bank.

View Profile Oct 17 1986

United Southern Bank

United Southern Bank was established 101 years ago and is currently headquartered in Hopkinsville, KY.

Jun 22 1922
Relationships Role Relationship Start Relationship End
Todd Bancshares, Inc. Parent 10/17/1986
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