Vitals
  • Total Assets
    1.0B -8.3 %
  • Total Deposits
    917.6M -2.3 %
  • Total Net Loans
    639.6M -20.2 %
  • Net Income
  • Book Value
    18.0M -75.7 %
  • Book Value x2
    35.9M -75.7 %
  • Book Value x3
    53.9M -75.7 %
ROAA

ROAE

Efficiency Ratio

172.034

Net Interest Margin

1.755

Balance Sheet Highlights
Financial Highlights Appalachian Community Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 1,010,075 233,775
Total Net Loans 639,585 161,665
Total Deposits 917,575 197,937
Total Equity 17,967 18,456
Profitability
Net Income — 1,224
Return on Average Assets — .553
Return on Average Equity — 4.963
Net Interest Margin 1.755 3.225
Efficiency Ratio 172.034 105.063
Noninterest Income/Revenue 4.255 58.497
Balance Sheet Ratios
Loan-to-Deposit 69.704 78.448
Securities/Assets .055 .179
Total Equity/Total Assets .018 .079
Tangible Equity/Tangible Assets .018 -1.529
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 17,866 17,957
Tier 2 Capital 12,265 2,234
Total Capital 30,131 20,210
Total Risk Weighted Assets 789,453 173,882
Leverage Ratio 1.73 8.728
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 2.26 12.219
Total Capital Ratio 3.82 13.466

Timeline for Appalachian Community Bank

Community & Southern Bank

Appalachian Community Bank was acquired by Community & Southern Bank 14 years

View Profile Mar 20 2010

Appalachian Community Bank

Acquisition: Appalachian Community Bank acquired a new subsidiary, Appalachian Community Bank, 22 years

View Profile Aug 13 2001

Appalachian Information Management, Inc.

Appalachian Information Management, Inc. became a new subsidiary organization for Appalachian Community Bank.

View Profile May 22 2000

Appalachian Bancshares, Inc.

Appalachian Bancshares, Inc. became a new parent organization for Appalachian Community Bank.

View Profile Aug 08 1996

Appalachian Community Bank

Appalachian Community Bank was established 29 years ago and is currently headquartered in Ellijay, GA.

Mar 03 1995
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community & Southern Bank Buyer 3,948,965 Failure 3/20/2010
Appalachian Community Bank Seller 83,898 Pooling of Interests Discontinued 8/13/2001
Relationships Role Relationship Start Relationship End
Appalachian Bancshares, Inc. Parent 8/8/1996 3/19/2010
Appalachian Information Management, Inc. Subsidary 6/30/2007 3/19/2010
Appalachian Information Management, Inc. Subsidary 5/22/2000 6/29/2007
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