Vitals
  • Total Assets
    1.1B 25.5 %
  • Total Deposits
    894.9M 21.1 %
  • Total Net Loans
    888.6M 30.3 %
  • Net Income
    6.4M 64.8 %
  • Book Value
    88.8M 29.1 %
  • Book Value x2
    177.6M 29.1 %
  • Book Value x3
    266.4M 29.1 %
ROAA

.665

ROAE

7.987

Efficiency Ratio

59.547

Net Interest Margin

3.124

Balance Sheet Highlights
Financial Highlights First Bank All Insured Commercial Banks in New Jersey
Balance Sheet $(000)
Total Assets 1,073,294 941,236
Total Net Loans 888,603 666,560
Total Deposits 894,934 782,459
Total Equity 88,807 105,130
Profitability
Net Income 6,406 8,451
Return on Average Assets .665 .672
Return on Average Equity 7.987 6.44
Net Interest Margin 3.124 3.432
Efficiency Ratio 59.547 74.417
Noninterest Income/Revenue 3.922 18.002
Balance Sheet Ratios
Loan-to-Deposit 99.293 86.355
Securities/Assets .094 .113
Total Equity/Total Assets .083 .112
Tangible Equity/Tangible Assets .082 .102
Capital Adequacy
Tier 1 Common Capital 88,392 95,604
Tier 1 Capital 88,392 95,771
Tier 2 Capital 31,467 8,179
Total Capital 119,859 103,980
Total Risk Weighted Assets 1,006,484 734,206
Leverage Ratio 8.56 9.818
Common Equity Tier 1 Capital Ratio 8.78 13.154
Tier 1 Capital Ratio 8.78 13.207
Total Capital Ratio 11.91 14.399

Timeline for First Bank

Heritage Community Bank

Acquisition: First Bank acquired a new subsidiary, Heritage Community Bank, 10 years

View Profile Mar 08 2014

First Bank

First Bank was established 17 years ago and is currently headquartered in Hamilton, NJ.

Apr 23 2007
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Heritage Community Bank Seller 134,542 Acquisition Discontinued 3/8/2014
Relationships Role Relationship Start Relationship End
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