Vitals
  • Total Assets
    1.1B 6.2 %
  • Total Deposits
    845.0M 5.4 %
  • Total Net Loans
    63.7M 15.8 %
  • Net Income
    10.9M 8.5 %
  • Book Value
    200.1M 7.8 %
  • Book Value x2
    400.2M 7.8 %
  • Book Value x3
    600.3M 7.8 %
ROAA

1.097

ROAE

5.649

Efficiency Ratio

32.696

Net Interest Margin

2.042

Balance Sheet Highlights
Financial Highlights Bank Of Utica All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 1,066,042 1,637,033
Total Net Loans 63,695 1,047,955
Total Deposits 844,974 1,296,950
Total Equity 200,108 187,165
Profitability
Net Income 10,882 13,254
Return on Average Assets 1.097 .773
Return on Average Equity 5.649 7.506
Net Interest Margin 2.042 3.19
Efficiency Ratio 32.696 65.064
Noninterest Income/Revenue 1.625 18.239
Balance Sheet Ratios
Loan-to-Deposit 7.538 73.986
Securities/Assets .892 .167
Total Equity/Total Assets .188 .114
Tangible Equity/Tangible Assets .188 .109
Capital Adequacy
Tier 1 Common Capital 165,176 154,500
Tier 1 Capital 165,176 155,066
Tier 2 Capital 26,636 9,750
Total Capital 191,812 168,084
Total Risk Weighted Assets 990,074 1,138,832
Leverage Ratio 16.31 10.188
Common Equity Tier 1 Capital Ratio 16.68 16.458
Tier 1 Capital Ratio 16.68 16.551
Total Capital Ratio 19.37 17.647

Timeline for Bank Of Utica

Bank Of Utica

Bank Of Utica was established 97 years ago and is currently headquartered in Utica, NY.

Apr 23 1927
Relationships Role Relationship Start Relationship End
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