Vitals
  • Total Assets
    1.0B -0.8 %
  • Total Deposits
    870.1M -4.2 %
  • Total Net Loans
    910.2M 5.4 %
  • Net Income
    5.6M 2.2 %
  • Book Value
    124.4M 3.5 %
  • Book Value x2
    248.9M 3.5 %
  • Book Value x3
    373.3M 3.5 %
ROAA

.539

ROAE

4.578

Efficiency Ratio

71.998

Net Interest Margin

3.709

Balance Sheet Highlights
Financial Highlights Alma Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 1,036,623 1,637,033
Total Net Loans 910,223 1,047,955
Total Deposits 870,070 1,296,950
Total Equity 124,447 187,165
Profitability
Net Income 5,598 13,254
Return on Average Assets .539 .773
Return on Average Equity 4.578 7.506
Net Interest Margin 3.709 3.19
Efficiency Ratio 71.998 65.064
Noninterest Income/Revenue 13.17 18.239
Balance Sheet Ratios
Loan-to-Deposit 104.615 73.986
Securities/Assets .042 .167
Total Equity/Total Assets .12 .114
Tangible Equity/Tangible Assets .101 .109
Capital Adequacy
Tier 1 Common Capital 105,258 154,500
Tier 1 Capital 124,258 155,066
Tier 2 Capital 11,565 9,750
Total Capital 135,823 168,084
Total Risk Weighted Assets 920,224 1,138,832
Leverage Ratio 12.03 10.188
Common Equity Tier 1 Capital Ratio 11.44 16.458
Tier 1 Capital Ratio 13.5 16.551
Total Capital Ratio 14.76 17.647

Timeline for Alma Bank

Fort Lee Federal Savings Bank, Fsb

Acquisition: Alma Bank acquired a new subsidiary, Fort Lee Federal Savings Bank, Fsb, 12 years

View Profile Apr 21 2012

Alma Bank

Alma Bank was established 16 years ago and is currently headquartered in Astoria, NY.

Sep 12 2007
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Fort Lee Federal Savings Bank, Fsb Seller 48,861 Failure 4/21/2012
Relationships Role Relationship Start Relationship End
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