Vitals
  • Total Assets
    1.1B 8.2 %
  • Total Deposits
    857.7M 8.5 %
  • Total Net Loans
    659.3M 3.5 %
  • Net Income
    10.0M 11.0 %
  • Book Value
    76.9M -11.2 %
  • Book Value x2
    153.8M -11.2 %
  • Book Value x3
    230.6M -11.2 %
ROAA

.961

ROAE

11.294

Efficiency Ratio

71.306

Net Interest Margin

4.466

Balance Sheet Highlights
Financial Highlights Somerset Trust Company All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 1,067,928 784,148
Total Net Loans 659,333 559,183
Total Deposits 857,655 637,080
Total Equity 76,881 81,247
Profitability
Net Income 10,030 6,303
Return on Average Assets .961 .785
Return on Average Equity 11.294 7.431
Net Interest Margin 4.466 3.473
Efficiency Ratio 71.306 69.514
Noninterest Income/Revenue 17.852 18.146
Balance Sheet Ratios
Loan-to-Deposit 76.876 86.432
Securities/Assets .278 .178
Total Equity/Total Assets .072 .104
Tangible Equity/Tangible Assets .071 .094
Capital Adequacy
Tier 1 Common Capital 96,673 72,881
Tier 1 Capital 96,673 73,172
Tier 2 Capital 10,573 6,143
Total Capital 107,246 79,518
Total Risk Weighted Assets 892,295 578,873
Leverage Ratio 8.93 9.899
Common Equity Tier 1 Capital Ratio 10.83 13.811
Tier 1 Capital Ratio 10.83 13.878
Total Capital Ratio 12.02 15.103

Timeline for Somerset Trust Company

Somerset Trust Holding Company

Somerset Trust Holding Company became a new parent organization for Somerset Trust Company.

View Profile Aug 31 2000

Pnc Bank, National Association

Pnc Bank, National Association became a new parent organization for Somerset Trust Company.

View Profile Jul 10 1991

Somerset Trust Company

Somerset Trust Company was established 135 years ago and is currently headquartered in Somerset, PA.

Jan 01 1889
Relationships Role Relationship Start Relationship End
Somerset Trust Holding Company Parent 8/31/2000
Pnc Bank, National Association Parent 7/10/1991 8/30/2000
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