Bank Of Utica
Utica, NY — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Bank Of Utica | All Insured Commercial Banks in New York |
Interest and Fees on Loans | 2,870 | 41,190 |
Income from Lease Financing Receivables | — | 11 |
— | 99 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 52 |
Income on Loans and Leases (TE) | 2,870 | 41,538 |
Investment Interest Income (TE) | 24,241 | 6,772 |
Total Interest Income (TE) | 27,240 | 51,262 |
Total Interest Expense | 7,468 | 6,465 |
Net Interest Income (TE) | 19,772 | 44,373 |
Non-Interest Income | 450 | 11,435 |
Adjusted Operating Income (TE) | 20,222 | 60,531 |
Non-interest Expense | 6,612 | 38,074 |
Provision for Loan & Lease Losses | — | 2,203 |
Pretax Operating Income (TE) | 13,610 | 19,351 |
Pretax Net Operating Income (TE) | 15,486 | 20,027 |
Applicable Income Taxes | 3,723 | 5,930 |
Net Operating Income | 10,882 | 13,255 |
Net Income | 10,882 | 13,254 |
Cash Dividends Declared | 3,313 | 2,280 |
Retained Earnings | 7,569 | 7,706 |