Vitals
  • Total Assets
    134.5M -7.1 %
  • Total Deposits
    124.3M -6.9 %
  • Total Net Loans
    109.3M -9.5 %
  • Net Income
    164000.0000 104.0 %
  • Book Value
    9.7M 0.1 %
  • Book Value x2
    19.4M 0.1 %
  • Book Value x3
    29.1M 0.1 %
ROAA

.116

ROAE

1.701

Efficiency Ratio

81.131

Net Interest Margin

4.188

Balance Sheet Highlights
Financial Highlights Heritage Community Bank All Insured Commercial Banks in New Jersey
Balance Sheet $(000)
Total Assets 134,542 653,181
Total Net Loans 109,269 429,198
Total Deposits 124,318 548,314
Total Equity 9,713 65,724
Profitability
Net Income 164 3,905
Return on Average Assets .116 .407
Return on Average Equity 1.701 3.683
Net Interest Margin 4.188 3.572
Efficiency Ratio 81.131 78.964
Noninterest Income/Revenue 6.403 22.226
Balance Sheet Ratios
Loan-to-Deposit 87.895 80.304
Securities/Assets .035 .171
Total Equity/Total Assets .072 .101
Tangible Equity/Tangible Assets .072 .094
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,771 63,708
Tier 2 Capital 1,402 5,854
Total Capital 11,173 69,521
Total Risk Weighted Assets 110,682 490,186
Leverage Ratio 7.12 9.49
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.83 12.711
Total Capital Ratio 10.09 13.976

Timeline for Heritage Community Bank

First Bank

Heritage Community Bank was acquired by First Bank 10 years

View Profile Mar 08 2014

Heritage Community Bank

Heritage Community Bank was established 18 years ago and is currently headquartered in Randolph, NJ.

Mar 27 2006
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Bank Buyer 1,007,685 Acquisition Discontinued 3/8/2014
Relationships Role Relationship Start Relationship End
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