Vitals
  • Total Assets
    116.9M -0.5 %
  • Total Deposits
    106.8M -1.0 %
  • Total Net Loans
    73.2M -2.9 %
  • Net Income
    324000.0000 30.1 %
  • Book Value
    8.2M 5.7 %
  • Book Value x2
    16.4M 5.7 %
  • Book Value x3
    24.6M 5.7 %
ROAA

.376

ROAE

5.369

Efficiency Ratio

80.498

Net Interest Margin

3.05

Balance Sheet Highlights
Financial Highlights Shenandoah National Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 116,897 364,717
Total Net Loans 73,196 263,512
Total Deposits 106,797 292,857
Total Equity 8,208 37,688
Profitability
Net Income 324 14,801
Return on Average Assets .376 1.119
Return on Average Equity 5.369 11.312
Net Interest Margin 3.05 4.223
Efficiency Ratio 80.498 66.252
Noninterest Income/Revenue 5.212 13.317
Balance Sheet Ratios
Loan-to-Deposit 68.538 85.949
Securities/Assets .209 .599
Total Equity/Total Assets .07 .103
Tangible Equity/Tangible Assets .07 -.198
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,208 34,382
Tier 2 Capital 2,466 3,131
Total Capital 10,674 37,707
Total Risk Weighted Assets 77,216 277,728
Leverage Ratio 7.05 10.506
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.63 14.084
Total Capital Ratio 13.82 15.254

Timeline for Shenandoah National Bank

Carter Bank & Trust

Shenandoah National Bank was acquired by Carter Bank & Trust 17 years

View Profile Dec 30 2006

Shenandoah National Bank

Shenandoah National Bank was established 27 years ago and is currently headquartered in Staunton, VA.

Jul 01 1996

Patrick Henry National Bank

Acquisition: Shenandoah National Bank acquired a new subsidiary, Patrick Henry National Bank, 27 years

View Profile Jul 01 1996
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Carter Bank & Trust Buyer 4,743,943 Acquisition Discontinued 12/30/2006
Patrick Henry National Bank Seller 396,279 Split 7/1/1996
Relationships Role Relationship Start Relationship End
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