Vitals
  • Total Assets
    119.2M 2.7 %
  • Total Deposits
    98.6M 6.4 %
  • Total Net Loans
    89.1M 8.3 %
  • Net Income
    1.3M -5.1 %
  • Book Value
    13.4M 1.5 %
  • Book Value x2
    26.7M 1.5 %
  • Book Value x3
    40.1M 1.5 %
ROAA

1.107

ROAE

9.749

Efficiency Ratio

72.907

Net Interest Margin

4.313

Balance Sheet Highlights
Financial Highlights F & M Community Bank, National Association All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 119,176 147,703
Total Net Loans 89,096 97,223
Total Deposits 98,638 126,600
Total Equity 13,351 15,565
Profitability
Net Income 1,310 1,683
Return on Average Assets 1.107 1.08
Return on Average Equity 9.749 9.905
Net Interest Margin 4.313 3.845
Efficiency Ratio 72.907 68.21
Noninterest Income/Revenue 16.461 13.68
Balance Sheet Ratios
Loan-to-Deposit 90.326 75.205
Securities/Assets .16 .174
Total Equity/Total Assets .112 .105
Tangible Equity/Tangible Assets .112 .103
Capital Adequacy
Tier 1 Common Capital 13,467 15,225
Tier 1 Capital 13,467 15,232
Tier 2 Capital 1,208 1,135
Total Capital 14,675 16,386
Total Risk Weighted Assets 113,955 105,251
Leverage Ratio 11.14 10.475
Common Equity Tier 1 Capital Ratio 11.82 15.3
Tier 1 Capital Ratio 11.82 15.308
Total Capital Ratio 12.88 16.398

Timeline for F & M Community Bank, National Association

F & M Community Bank, N.A.

Acquisition: F & M Community Bank, National Association acquired a new subsidiary, F & M Community Bank, N.A., 21 years

View Profile Jul 01 2002

F & M Agricultural Credit Corporation

F & M Agricultural Credit Corporation became a new subsidiary organization for F & M Community Bank, National Association.

View Profile Aug 17 1981

F & M Financial Services, Inc.

F & M Financial Services, Inc. became a new parent organization for F & M Community Bank, National Association.

View Profile Dec 31 1970

F & M Community Bank, National Association

F & M Community Bank, National Association was established 113 years ago and is currently headquartered in Preston, MN.

Mar 11 1911
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
F & M Community Bank, N.A. Seller 8,962 Pooling of Interests Discontinued 7/1/2002
Relationships Role Relationship Start Relationship End
F & M Financial Services, Inc. Parent 12/31/1983
F & M Financial Services, Inc. Parent 12/31/1980 12/30/1983
F & M Financial Services, Inc. Parent 12/31/1970 12/30/1980
F & M Agricultural Credit Corporation Subsidary 12/31/1983 8/5/1994
F & M Agricultural Credit Corporation Subsidary 8/17/1981 12/30/1982
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