Vitals
  • Total Assets
    120.5M 5.0 %
  • Total Deposits
    103.1M 5.3 %
  • Total Net Loans
    59.3M -0.5 %
  • Net Income
    851000.0000 74.4 %
  • Book Value
    13.6M -0.5 %
  • Book Value x2
    27.2M -0.5 %
  • Book Value x3
    40.8M -0.5 %
ROAA

.72

ROAE

6.117

Efficiency Ratio

80.688

Net Interest Margin

3.609

Balance Sheet Highlights
Financial Highlights North Georgia National Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 120,451 256,123
Total Net Loans 59,321 160,108
Total Deposits 103,054 221,413
Total Equity 13,604 27,434
Profitability
Net Income 851 2,812
Return on Average Assets .72 .99
Return on Average Equity 6.117 8.811
Net Interest Margin 3.609 4.031
Efficiency Ratio 80.688 72.067
Noninterest Income/Revenue 16.408 19.316
Balance Sheet Ratios
Loan-to-Deposit 57.563 70.662
Securities/Assets .215 .165
Total Equity/Total Assets .113 .107
Tangible Equity/Tangible Assets .11 .105
Capital Adequacy
Tier 1 Common Capital 13,444 26,376
Tier 1 Capital 13,444 26,452
Tier 2 Capital 824 1,919
Total Capital 14,268 28,453
Total Risk Weighted Assets 65,641 174,280
Leverage Ratio 11.82 10.62
Common Equity Tier 1 Capital Ratio 20.48 16.191
Tier 1 Capital Ratio 20.48 16.286
Total Capital Ratio 21.74 17.433

Timeline for North Georgia National Bank

North Georgia Community Financial Partners, Inc.

North Georgia Community Financial Partners, Inc. became a new parent organization for North Georgia National Bank.

View Profile Jul 15 2000

North Georgia National Bank

North Georgia National Bank was established 25 years ago and is currently headquartered in Calhoun, GA.

Feb 10 1999
Relationships Role Relationship Start Relationship End
North Georgia Community Financial Partners, Inc. Parent 7/15/2000
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