Efficiency Ratio Over Time
Efficiency Ratio North Georgia National Bank All Insured Commercial Banks in Georgia
12-31-2016 80.688 72.067
09-30-2016 81.378 71.784
06-30-2016 89.316 71.801
03-31-2016 86.233 72.381
12-31-2015 98.597 74.736
09-30-2015 104.192 74.146
06-30-2015 106.421 74.924
03-31-2015 118.446 75.066
12-31-2014 88.425 76.672
09-30-2014 95.108 76.559
06-30-2014 95.759 76.671
03-31-2014 97.157 77.567
12-31-2013 97.331 78.98
09-30-2013 99.646 77.731
06-30-2013 96.433 77.662
03-31-2013 85.254 78.695
12-31-2012 86.377 81.634
09-30-2012 82.454 80.308
06-30-2012 79.727 79.256
03-31-2012 80.659 77.503
12-31-2011 88.681 86.295
09-30-2011 84.545 84.186
06-30-2011 74.541 84.663
03-31-2011 71.97 85.152
12-31-2010 76.467 93.824
09-30-2010 73.046 90.833
06-30-2010 71.015 90.425
03-31-2010 73.316 88.401
12-31-2009 96.788 105.063
09-30-2009 85.028 102.285
06-30-2009 93.034 106.774
03-31-2009 79.789 99.343
12-31-2008 70.993 92.806
09-30-2008 68.022 84.879
06-30-2008 66.041 82.103
03-31-2008 65.289 76.842
12-31-2007 69.747 66.184
09-30-2007 69.952 63.793
06-30-2007 69.486 63.216
03-31-2007 69.803 63.468
12-31-2006 63.775 63.007
09-30-2006 63.698 61.317
06-30-2006 63.235 61.045
03-31-2006 64.02 60.367
12-31-2005 66.365 62.186
09-30-2005 68.654 61.255
06-30-2005 69.711 61.571
03-31-2005 70.655 62.33
12-31-2004 62.985 64.32
09-30-2004 61.272 64.404
06-30-2004 60.315 64.229
03-31-2004 55.882 64.639
12-31-2003 76.147 65.562
09-30-2003 75.685 64.676
06-30-2003 76.549 64.537
03-31-2003 75.226 65.157
12-31-2002 73.592 64.609