Vitals
  • Total Assets
    186.4M 39.8 %
  • Total Deposits
    167.4M 45.6 %
  • Total Net Loans
    101.9M 35.3 %
  • Net Income
    1.5M 53.6 %
  • Book Value
    14.2M 7.8 %
  • Book Value x2
    28.5M 7.8 %
  • Book Value x3
    42.7M 7.8 %
ROAA

.978

ROAE

10.853

Efficiency Ratio

60.649

Net Interest Margin

3.141

Balance Sheet Highlights
Financial Highlights First National Bank Of Decatur County All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 186,402 256,123
Total Net Loans 101,889 160,108
Total Deposits 167,440 221,413
Total Equity 14,227 27,434
Profitability
Net Income 1,544 2,812
Return on Average Assets .978 .99
Return on Average Equity 10.853 8.811
Net Interest Margin 3.141 4.031
Efficiency Ratio 60.649 72.067
Noninterest Income/Revenue 22.389 19.316
Balance Sheet Ratios
Loan-to-Deposit 60.851 70.662
Securities/Assets .129 .165
Total Equity/Total Assets .076 .107
Tangible Equity/Tangible Assets .076 .105
Capital Adequacy
Tier 1 Common Capital 14,026 26,376
Tier 1 Capital 14,026 26,452
Tier 2 Capital 1,590 1,919
Total Capital 15,616 28,453
Total Risk Weighted Assets 127,185 174,280
Leverage Ratio 8.88 10.62
Common Equity Tier 1 Capital Ratio 11.03 16.191
Tier 1 Capital Ratio 11.03 16.286
Total Capital Ratio 12.28 17.433

Timeline for First National Bank Of Decatur County

Citizens Bank

Acquisition: First National Bank Of Decatur County acquired a new subsidiary, Citizens Bank, 7 years

View Profile Oct 15 2016

First National Bank Of Decatur County

First National Bank Of Decatur County was established 20 years ago and is currently headquartered in Bainbridge, GA.

Apr 05 2004

Bainbridge Bancshares, Inc.

Bainbridge Bancshares, Inc. became a new parent organization for First National Bank Of Decatur County.

View Profile Apr 05 2004
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Bank Seller 31,481 Acquisition Discontinued 10/15/2016
Relationships Role Relationship Start Relationship End
Bainbridge Bancshares, Inc. Parent 4/5/2004
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