River Community Bank, National Association Financial Statements & Health Reports

Acquired Dec 2016

Vitals

Total Assets

115.7M 1.5 %
Total Deposits

98.6M 1.4 %
Total Net Loans

99.3M 2.0 %
Net Income

795000.0000 -31.0 %
Book Value

11.5M 9.8 %
Book Value x2

23.0M 9.8 %
Book Value x3

34.5M 9.8 %

ROAA

.936

ROAE

9.502

Efficiency Ratio

83.272

Net Interest Margin

4.964

Balance Sheet Highlights

Financial Highlights	River Community Bank, National Association	All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets	115,735	828,641
Total Net Loans	99,298	582,259
Total Deposits	98,612	677,995
Total Equity	11,506	95,512
Profitability
Net Income	795	6,054
Return on Average Assets	.936	.793
Return on Average Equity	9.502	6.953
Net Interest Margin	4.964	3.807
Efficiency Ratio	83.272	70.908
Noninterest Income/Revenue	54.516	17.017
Balance Sheet Ratios
Loan-to-Deposit	100.696	83.618
Securities/Assets	.044	.136
Total Equity/Total Assets	.099	.115
Tangible Equity/Tangible Assets	.099	.105
Capital Adequacy
Tier 1 Common Capital	11,411	83,744
Tier 1 Capital	11,411	83,745
Tier 2 Capital	941	6,104
Total Capital	12,352	90,003
Total Risk Weighted Assets	91,211	628,658
Leverage Ratio	9.93	10.699
Common Equity Tier 1 Capital Ratio	12.51	14.765
Tier 1 Capital Ratio	12.51	14.791
Total Capital Ratio	13.54	15.981

Timeline for River Community Bank, National Association

Blue Ridge Bank

River Community Bank, National Association was acquired by Blue Ridge Bank 7 years

View Profile Dec 10 2016

Blue Ridge Bankshares, Inc.

Blue Ridge Bankshares, Inc. became a new parent organization for River Community Bank, National Association.

View Profile Oct 21 2016

Imperial Savings And Loan Association

Acquisition: River Community Bank, National Association acquired a new subsidiary, Imperial Savings And Loan Association, 13 years

View Profile Aug 21 2010

River Bancorp, Inc.

River Bancorp, Inc. became a new parent organization for River Community Bank, National Association.

View Profile Jan 13 2006