Vitals
  • Total Assets
    118.5M 0.2 %
  • Total Deposits
    106.3M -0.1 %
  • Total Net Loans
    72.5M 18.6 %
  • Net Income
    1.0M 19.5 %
  • Book Value
    11.5M 3.6 %
  • Book Value x2
    23.0M 3.6 %
  • Book Value x3
    34.5M 3.6 %
ROAA

.888

ROAE

9.164

Efficiency Ratio

71.594

Net Interest Margin

3.312

Balance Sheet Highlights
Financial Highlights First National Bank Of Bosque County All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 118,532 358,087
Total Net Loans 72,506 213,533
Total Deposits 106,292 308,027
Total Equity 11,498 38,740
Profitability
Net Income 1,043 3,845
Return on Average Assets .888 1.025
Return on Average Equity 9.164 9.415
Net Interest Margin 3.312 3.773
Efficiency Ratio 71.594 66.762
Noninterest Income/Revenue 16.402 16.375
Balance Sheet Ratios
Loan-to-Deposit 68.214 65.494
Securities/Assets .09 .214
Total Equity/Total Assets .097 .108
Tangible Equity/Tangible Assets .097 .104
Capital Adequacy
Tier 1 Common Capital 11,547 37,278
Tier 1 Capital 11,547 37,303
Tier 2 Capital 906 2,526
Total Capital 12,453 39,866
Total Risk Weighted Assets 72,322 237,367
Leverage Ratio 9.8 10.563
Common Equity Tier 1 Capital Ratio 15.97 18.073
Tier 1 Capital Ratio 15.97 18.097
Total Capital Ratio 17.22 19.169

Timeline for First National Bank Of Bosque County

Clifton National Bank

Acquisition: First National Bank Of Bosque County acquired a new subsidiary, Clifton National Bank, 33 years

View Profile Jun 08 1990

Valley Mills Financial Corporation

Valley Mills Financial Corporation became a new parent organization for First National Bank Of Bosque County.

View Profile Sep 29 1979

First National Bank Of Bosque County

First National Bank Of Bosque County was established 115 years ago and is currently headquartered in Valley Mills, TX.

Aug 01 1908
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Clifton National Bank Seller 12,139 Failure 6/8/1990
Relationships Role Relationship Start Relationship End
Valley Mills Financial Corporation Parent 9/29/1979
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