The Salyersville National Bank Financial Statements & Health Reports

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ROAA

.775

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	The Salyersville National Bank	All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets	114,186	275,102
Total Net Loans	44,860	177,820
Total Deposits	93,995	227,063
Total Equity	15,106	30,287
Profitability
Net Income	925	2,592
Return on Average Assets	.775	.944
Return on Average Equity	5.765	8.074
Net Interest Margin	3.495	3.847
Efficiency Ratio	72.018	70.925
Noninterest Income/Revenue	7.389	17.219
Balance Sheet Ratios
Loan-to-Deposit	47.726	76.952
Securities/Assets	.531	.219
Total Equity/Total Assets	.132	.11
Tangible Equity/Tangible Assets	.132	.107
Capital Adequacy
Tier 1 Common Capital	16,176	29,354
Tier 1 Capital	16,176	29,354
Tier 2 Capital	451	2,092
Total Capital	16,627	31,454
Total Risk Weighted Assets	55,212	190,479
Leverage Ratio	13.97	11.285
Common Equity Tier 1 Capital Ratio	29.3	17.115
Tier 1 Capital Ratio	29.3	17.115
Total Capital Ratio	30.11	18.174

Snb Bancorp, Inc. became a new parent organization for The Salyersville National Bank.

View Profile May 31 2000

The Salyersville National Bank was established 121 years ago and is currently headquartered in Salyersville, KY.

Oct 10 1902

Relationships	Role	Relationship Start	Relationship End
Snb Bancorp, Inc.	Parent	5/31/2000

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