Vitals
  • Total Assets
    114.4M 1.0 %
  • Total Deposits
    100.5M 0.9 %
  • Total Net Loans
    76.3M -3.4 %
  • Net Income
    1.0M -17.2 %
  • Book Value
    13.4M 1.3 %
  • Book Value x2
    26.9M 1.3 %
  • Book Value x3
    40.3M 1.3 %
ROAA

.904

ROAE

7.434

Efficiency Ratio

75.6

Net Interest Margin

4.125

Balance Sheet Highlights
Financial Highlights The First National Bank Of Beardstown All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 114,408 290,894
Total Net Loans 76,291 191,278
Total Deposits 100,529 246,407
Total Equity 13,430 31,125
Profitability
Net Income 1,000 2,670
Return on Average Assets .904 .919
Return on Average Equity 7.434 8.247
Net Interest Margin 4.125 3.499
Efficiency Ratio 75.6 67.9
Noninterest Income/Revenue 16.39 16.598
Balance Sheet Ratios
Loan-to-Deposit 75.89 72.669
Securities/Assets .068 .191
Total Equity/Total Assets .117 .107
Tangible Equity/Tangible Assets .114 .103
Capital Adequacy
Tier 1 Common Capital 13,350 29,670
Tier 1 Capital 13,350 29,720
Tier 2 Capital 759 2,112
Total Capital 14,109 31,905
Total Risk Weighted Assets 78,217 212,461
Leverage Ratio 11.69 10.62
Common Equity Tier 1 Capital Ratio 17.07 16.313
Tier 1 Capital Ratio 17.07 16.329
Total Capital Ratio 18.04 17.341

Timeline for The First National Bank Of Beardstown

The First State Bank Of Winchester, Illinois

Acquisition: The First National Bank Of Beardstown acquired a new subsidiary, The First State Bank Of Winchester, Illinois, 14 years

View Profile Jul 03 2009

Mascouten Bancorp, Inc.

Mascouten Bancorp, Inc. became a new parent organization for The First National Bank Of Beardstown.

View Profile Jan 31 1991

The First National Bank Of Beardstown

The First National Bank Of Beardstown was established 137 years ago and is currently headquartered in Beardstown, IL.

Feb 24 1887
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First State Bank Of Winchester, Illinois Seller 30,073 Failure 7/3/2009
Relationships Role Relationship Start Relationship End
Mascouten Bancorp, Inc. Parent 1/31/1991
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