First Century Bank, National Association
Gainesville, GA — National Bank
Active
Vitals
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Total Assets118.0M 13.3 %
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Total Deposits107.4M 13.7 %
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Total Net Loans20.1M -53.8 %
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Net Income1.3M -37.7 %
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Book Value10.0M 12.0 %
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Book Value x220.0M 12.0 %
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Book Value x330.0M 12.0 %
Balance Sheet Highlights
Financial Highlights | First Century Bank, National Association | All Insured Commercial Banks in Georgia |
Balance Sheet $(000) | ||
Total Assets | 117,957 | 256,123 |
Total Net Loans | 20,120 | 160,108 |
Total Deposits | 107,379 | 221,413 |
Total Equity | 9,998 | 27,434 |
Profitability | ||
Net Income | 1,267 | 2,812 |
Return on Average Assets | 1.055 | .99 |
Return on Average Equity | 12.998 | 8.811 |
Net Interest Margin | 2.032 | 4.031 |
Efficiency Ratio | 80.842 | 72.067 |
Noninterest Income/Revenue | 66.717 | 19.316 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 18.737 | 70.662 |
Securities/Assets | .125 | .165 |
Total Equity/Total Assets | .085 | .107 |
Tangible Equity/Tangible Assets | .085 | .105 |
Capital Adequacy | ||
Tier 1 Common Capital | 10,005 | 26,376 |
Tier 1 Capital | 10,005 | 26,452 |
Tier 2 Capital | 312 | 1,919 |
Total Capital | 10,317 | 28,453 |
Total Risk Weighted Assets | 28,422 | 174,280 |
Leverage Ratio | 8.34 | 10.62 |
Common Equity Tier 1 Capital Ratio | 35.2 | 16.191 |
Tier 1 Capital Ratio | 35.2 | 16.286 |
Total Capital Ratio | 36.3 | 17.433 |
Timeline for First Century Bank, National Association
First Century Bank, National Association
First Century Bank, National Association was established 22 years ago and is currently headquartered in Gainesville, GA.
Mar 25 2002First Century Bancorp.
First Century Bancorp. became a new parent organization for First Century Bank, National Association.
View Profile Mar 25 2002Relationships | Role | Relationship Start | Relationship End |
First Century Bancorp. | Parent | 3/25/2002 |
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