Vitals
  • Total Assets
    4.5B -7.9 %
  • Total Deposits
    4.1B -8.8 %
  • Total Net Loans
    2.7B 3.8 %
  • Net Income
    16.0M -59.2 %
  • Book Value
    434.6M 1.9 %
  • Book Value x2
    869.3M 1.9 %
  • Book Value x3
    1.3B 1.9 %
ROAA

.331

ROAE

3.685

Efficiency Ratio

63.956

Net Interest Margin

2.392

Balance Sheet Highlights
Financial Highlights Carter Bank & Trust All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 4,505,529 858,303
Total Net Loans 2,697,283 607,607
Total Deposits 4,063,839 699,932
Total Equity 434,650 97,657
Profitability
Net Income 15,979 7,896
Return on Average Assets .331 .794
Return on Average Equity 3.685 6.983
Net Interest Margin 2.392 3.805
Efficiency Ratio 63.956 71.157
Noninterest Income/Revenue 6.151 16.327
Balance Sheet Ratios
Loan-to-Deposit 66.373 84.705
Securities/Assets .195 .136
Total Equity/Total Assets .096 .114
Tangible Equity/Tangible Assets .083 .103
Capital Adequacy
Tier 1 Common Capital 374,855 87,521
Tier 1 Capital 374,855 87,589
Tier 2 Capital 34,500 6,159
Total Capital 409,355 93,977
Total Risk Weighted Assets 3,067,403 657,024
Leverage Ratio 8.1 10.765
Common Equity Tier 1 Capital Ratio 12.22 14.768
Tier 1 Capital Ratio 12.22 14.769
Total Capital Ratio 13.35 15.893

Timeline for Carter Bank & Trust

Carter Bank & Trust

Carter Bank & Trust was established 17 years ago and is currently headquartered in Martinsville, VA.

Dec 30 2006

First National Bank

Acquisition: Carter Bank & Trust acquired a new subsidiary, First National Bank, 17 years

View Profile Dec 30 2006

Community National Bank

Acquisition: Carter Bank & Trust acquired a new subsidiary, Community National Bank, 17 years

View Profile Dec 30 2006

Peoples National Bank

Acquisition: Carter Bank & Trust acquired a new subsidiary, Peoples National Bank, 17 years

View Profile Dec 30 2006

Mountain National Bank

Acquisition: Carter Bank & Trust acquired a new subsidiary, Mountain National Bank, 17 years

View Profile Dec 30 2006

Want to see more?

Complete timeline for Carter Bank & Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Seller 300,786 Acquisition Discontinued 12/30/2006
Community National Bank Seller 245,213 Acquisition Discontinued 12/30/2006
Peoples National Bank Seller 363,270 Acquisition Discontinued 12/30/2006
Mountain National Bank Seller 240,479 Acquisition Discontinued 12/30/2006
Blue Ridge Bank, National Association Seller 248,249 Acquisition Discontinued 12/30/2006
Patrick Henry National Bank Seller 396,279 Acquisition Discontinued 12/30/2006
Patriot Bank, National Association Seller 243,001 Acquisition Discontinued 12/30/2006
Central National Bank Seller 127,286 Acquisition Discontinued 12/30/2006
Shenandoah National Bank Seller 116,897 Acquisition Discontinued 12/30/2006
First National Exchange Bank Seller 213,232 Acquisition Discontinued 12/30/2006
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Luther Burbank Savings
 		Manhattan Beach CA 4.8B
Republic Bank & Trust Company
 		Louisville KY 4.8B
Lakeland Bank
 		Newfoundland NJ 4.9B
Scotiabank De Puerto Rico
 		San Juan PR 4.5B
First Nbc Bank
 		New Orleans LA 4.9B
Hanmi Bank
 		Los Angeles CA 4.4B
Tri Counties Bank
 		Chico CA 4.5B
The Washington Trust Company, Of Westerly
 		Westerly RI 4.2B
Great Southern Bank
 		Reeds Spring MO 4.4B
Pinnacle Bank
 		Lincoln NE 4.4B