Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Shenandoah National Bank All Insured Commercial Banks in Virginia
09-30-2006 10.63 14.084
06-30-2006 10.77 13.898
03-31-2006 10.59 13.555
12-31-2005 10.17 13.795
09-30-2005 10.09 13.016
06-30-2005 10.33 12.968
03-31-2005 10.01 12.892
12-31-2004 9.92 13.003
09-30-2004 9.74 13.153
06-30-2004 9.18 12.973
03-31-2004 8.53 12.932
12-31-2003 8.48 12.731
09-30-2003 8.14 12.887
06-30-2003 7.8 12.952
03-31-2003 8.08 13.174
12-31-2002 8.44 13.103