Jacksonville Savings Bank, Ssb Financial Statements & Health Reports

Acquired Dec 2003

Vitals

ROAA

1.364

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Jacksonville Savings Bank, Ssb	All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets	471,988	552,773
Total Net Loans	279,236	400,268
Total Deposits	394,791	401,906
Total Equity	42,375	48,932
Profitability
Net Income	4,722	3,649
Return on Average Assets	1.364	.998
Return on Average Equity	15.445	11.094
Net Interest Margin	3.469	4.171
Efficiency Ratio	45.739	68.227
Noninterest Income/Revenue	9.872	14.928
Balance Sheet Ratios
Loan-to-Deposit	70.73	80.588
Securities/Assets	.33	.588
Total Equity/Total Assets	.09	.089
Tangible Equity/Tangible Assets	.081	.063
Capital Adequacy
Tier 1 Common Capital	—	—
Tier 1 Capital	38,373	43,159
Tier 2 Capital	1,294	3,799
Total Capital	39,667	47,237
Total Risk Weighted Assets	236,975	387,237
Leverage Ratio	8.12	9.02
Common Equity Tier 1 Capital Ratio	—	—
Tier 1 Capital Ratio	16.19	14.688
Total Capital Ratio	16.74	15.727

Jacksonville Savings Bank, Ssb was acquired by Franklin Bank, S.S.B. 22 years

View Profile Dec 31 2003

Jacksonville Savings Bank, Ssb was established 100 years ago and is currently headquartered in Jacksonville, TX.

Jan 01 1925

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Franklin Bank, S.S.B.	Buyer	5,089,260	Acquisition	Discontinued	12/31/2003

Relationships	Role	Relationship Start	Relationship End

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