Vitals
  • Total Assets
    466.0M 6.7 %
  • Total Deposits
    352.4M 8.1 %
  • Total Net Loans
    353.8M 10.2 %
  • Net Income
    2.7M 5.1 %
  • Book Value
    40.7M 3.1 %
  • Book Value x2
    81.4M 3.1 %
  • Book Value x3
    122.1M 3.1 %
ROAA

.611

ROAE

6.619

Efficiency Ratio

79.744

Net Interest Margin

3.405

Balance Sheet Highlights
Financial Highlights Woodsville Guaranty Savings Bank All Insured Savings Banks in New Hampshire
Balance Sheet $(000)
Total Assets 466,016 701,381
Total Net Loans 353,802 531,967
Total Deposits 352,424 547,745
Total Equity 40,689 74,750
Profitability
Net Income 2,681 3,783
Return on Average Assets .611 .502
Return on Average Equity 6.619 4.543
Net Interest Margin 3.405 3.289
Efficiency Ratio 79.744 80.463
Noninterest Income/Revenue 14.942 17.652
Balance Sheet Ratios
Loan-to-Deposit 100.391 95.751
Securities/Assets .126 .146
Total Equity/Total Assets .087 .107
Tangible Equity/Tangible Assets .087 .095
Capital Adequacy
Tier 1 Common Capital 39,773 70,129
Tier 1 Capital 39,773 70,129
Tier 2 Capital 3,429 4,760
Total Capital 43,202 74,889
Total Risk Weighted Assets 305,796 478,071
Leverage Ratio 8.77 11.222
Common Equity Tier 1 Capital Ratio 13.01 17.017
Tier 1 Capital Ratio 13.01 17.017
Total Capital Ratio 14.13 18.052

Timeline for Woodsville Guaranty Savings Bank

Waits River Housing Limited Partnership

Waits River Housing Limited Partnership became a new subsidiary organization for Woodsville Guaranty Savings Bank.

View Profile Dec 06 2007

Ccml New Hampshire Investment Fund Ii Llc

Ccml New Hampshire Investment Fund Ii Llc became a new subsidiary organization for Woodsville Guaranty Savings Bank.

View Profile Aug 01 2006

Groton Community Housing Limited Partnership

Groton Community Housing Limited Partnership became a new subsidiary organization for Woodsville Guaranty Savings Bank.

View Profile May 10 2006

Lisbon Renewal Limited Partnership

Lisbon Renewal Limited Partnership became a new subsidiary organization for Woodsville Guaranty Savings Bank.

View Profile Nov 01 2005

Baldwin Block Housing Limited Partnership

Baldwin Block Housing Limited Partnership became a new subsidiary organization for Woodsville Guaranty Savings Bank.

View Profile May 22 2002

Want to see more?

Complete timeline for Woodsville Guaranty Savings Bank is available.

View Complete Timeline
Relationships Role Relationship Start Relationship End
Guaranty Bancorp, Inc. Parent 12/31/1997
Groton Community Housing Limited Partnership Subsidary 5/10/2006
Lisbon Renewal Limited Partnership Subsidary 11/1/2005
Waits River Housing Limited Partnership Subsidary 12/6/2007
Baldwin Block Housing Limited Partnership Subsidary 5/22/2002 11/29/2013
Ccml New Hampshire Investment Fund Ii Llc Subsidary 8/1/2006 8/6/2013
Wells River Housing Limited Partnership Subsidary 11/21/1997 12/31/2012
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