Vitals
  • Total Assets
    456.7M 2.1 %
  • Total Deposits
    371.7M 3.5 %
  • Total Net Loans
    164.9M 14.6 %
  • Net Income
    2.0M 23.5 %
  • Book Value
    57.6M 0.8 %
  • Book Value x2
    115.2M 0.8 %
  • Book Value x3
    172.8M 0.8 %
ROAA

.431

ROAE

3.328

Efficiency Ratio

76.962

Net Interest Margin

2.69

Balance Sheet Highlights
Financial Highlights Century Savings Bank All Insured Savings Banks in New Jersey
Balance Sheet $(000)
Total Assets 456,666 1,030,673
Total Net Loans 164,917 693,502
Total Deposits 371,745 776,139
Total Equity 57,589 127,082
Profitability
Net Income 1,965 6,133
Return on Average Assets .431 .346
Return on Average Equity 3.328 2.946
Net Interest Margin 2.69 2.689
Efficiency Ratio 76.962 79.014
Noninterest Income/Revenue 6.993 9.624
Balance Sheet Ratios
Loan-to-Deposit 44.363 79.002
Securities/Assets .504 .199
Total Equity/Total Assets .126 .123
Tangible Equity/Tangible Assets .126 .117
Capital Adequacy
Tier 1 Common Capital 62,033 122,005
Tier 1 Capital 62,033 122,005
Tier 2 Capital 2,260 5,602
Total Capital 64,293 127,603
Total Risk Weighted Assets 211,304 666,944
Leverage Ratio 13.4 11.596
Common Equity Tier 1 Capital Ratio 29.36 21.406
Tier 1 Capital Ratio 29.36 21.406
Total Capital Ratio 30.43 22.306

Timeline for Century Savings Bank

Csb New Jersey Investment Company

Csb New Jersey Investment Company became a new subsidiary organization for Century Savings Bank.

View Profile Feb 13 2012

Century Bancorp Inc

Century Bancorp Inc became a new parent organization for Century Savings Bank.

View Profile Jan 13 1998

Mullica Hill Building & Loan Association

Acquisition: Century Savings Bank acquired a new subsidiary, Mullica Hill Building & Loan Association , 43 years

View Profile Apr 06 1981

Century Savings Bank

Century Savings Bank was established 159 years ago and is currently headquartered in Vineland, NJ.

Jan 01 1865
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mullica Hill Building & Loan Association Seller Discontinued 4/6/1981
Relationships Role Relationship Start Relationship End
Century Bancorp Inc Parent 1/13/1998
Csb New Jersey Investment Company Subsidary 2/13/2012
Similar Organizations
Organization City State Total Assets
Woodsville Guaranty Savings Bank
 		Woodsville NH 453.5M
Belmont Savings Bank
 		Bellaire OH 465.7M
Crest Savings Bank
 		Wildwood NJ 457.9M
Reliance Savings Bank
 		Altoona PA 434.8M
Biddeford Savings Bank
 		Biddeford ME 433.9M
Eagle Bank
 		Everett MA 433.2M
First Bank Texas, Ssb
 		Baird TX 420.3M
Phoenixville Federal Bank And Trust
 		Phoenixville PA 415.2M
Savers Co-Operative Bank
 		Southbridge MA 492.0M
Mechanics Bank
 		Mansfield OH 475.0M