Vitals
  • Total Assets
    486.6M 7.6 %
  • Total Deposits
    433.0M 7.1 %
  • Total Net Loans
    400.3M 8.0 %
  • Net Income
    2.7M 23.7 %
  • Book Value
    40.9M 1.1 %
  • Book Value x2
    81.8M 1.1 %
  • Book Value x3
    122.8M 1.1 %
ROAA

.581

ROAE

6.581

Efficiency Ratio

74.502

Net Interest Margin

3.484

Balance Sheet Highlights
Financial Highlights Mechanics Bank All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets 486,562 265,966
Total Net Loans 400,271 190,627
Total Deposits 432,993 206,710
Total Equity 40,921 32,574
Profitability
Net Income 2,708 2,411
Return on Average Assets .581 .564
Return on Average Equity 6.581 4.535
Net Interest Margin 3.484 3.288
Efficiency Ratio 74.502 80.784
Noninterest Income/Revenue 16.408 22.248
Balance Sheet Ratios
Loan-to-Deposit 92.443 89.218
Securities/Assets .079 .114
Total Equity/Total Assets .084 .122
Tangible Equity/Tangible Assets .084 .119
Capital Adequacy
Tier 1 Common Capital 41,475 31,883
Tier 1 Capital 41,475 31,883
Tier 2 Capital 3,486 1,822
Total Capital 44,961 33,702
Total Risk Weighted Assets 278,147 167,152
Leverage Ratio 8.65 13.259
Common Equity Tier 1 Capital Ratio 14.91 24.788
Tier 1 Capital Ratio 14.91 24.788
Total Capital Ratio 16.16 25.792

Timeline for Mechanics Bank

Mechanics Financial Corporation

Mechanics Financial Corporation became a new parent organization for Mechanics Bank.

View Profile Mar 14 1996

Mechanics Bank

Mechanics Bank was established 138 years ago and is currently headquartered in Mansfield, OH.

Jan 01 1886
Relationships Role Relationship Start Relationship End
Mechanics Financial Corporation Parent 3/14/1996
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