Vitals
  • Total Assets
    529.8M 4.3 %
  • Total Deposits
    413.3M 4.6 %
  • Total Net Loans
    420.8M 5.6 %
  • Net Income
    3.2M 7.1 %
  • Book Value
    59.8M 8.3 %
  • Book Value x2
    119.5M 8.3 %
  • Book Value x3
    179.3M 8.3 %
ROAA

.623

ROAE

5.56

Efficiency Ratio

81.278

Net Interest Margin

3.504

Balance Sheet Highlights
Financial Highlights Sanford Institution For Savings All Insured Savings Banks in Maine
Balance Sheet $(000)
Total Assets 529,825 780,870
Total Net Loans 420,750 596,974
Total Deposits 413,304 593,553
Total Equity 59,766 88,758
Profitability
Net Income 3,199 5,752
Return on Average Assets .623 .698
Return on Average Equity 5.56 6.167
Net Interest Margin 3.504 3.628
Efficiency Ratio 81.278 74.252
Noninterest Income/Revenue 10.648 17.867
Balance Sheet Ratios
Loan-to-Deposit 101.802 105.994
Securities/Assets .059 .146
Total Equity/Total Assets .113 .114
Tangible Equity/Tangible Assets .112 .109
Capital Adequacy
Tier 1 Common Capital 59,462 87,449
Tier 1 Capital 59,462 87,449
Tier 2 Capital 6,529 7,197
Total Capital 65,991 94,645
Total Risk Weighted Assets 444,243 602,706
Leverage Ratio 11.3 11.396
Common Equity Tier 1 Capital Ratio 13.39 15.682
Tier 1 Capital Ratio 13.39 15.682
Total Capital Ratio 14.85 16.87

Timeline for Sanford Institution For Savings

Sis Bancorp, Inc

Sis Bancorp, Inc became a new parent organization for Sanford Institution For Savings.

View Profile Jan 30 2009

Sanford Institution For Savings

Sanford Institution For Savings was established 90 years ago and is currently headquartered in Sanford, ME.

Nov 01 1933
Relationships Role Relationship Start Relationship End
Sis Bancorp, Inc Parent 1/30/2009
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