Vitals
  • Total Assets
    538.1M 6.0 %
  • Total Deposits
    451.2M 12.7 %
  • Total Net Loans
    349.6M 12.3 %
  • Net Income
    2.6M -4.0 %
  • Book Value
    82.8M -1.3 %
  • Book Value x2
    165.5M -1.3 %
  • Book Value x3
    248.3M -1.3 %
ROAA

.5

ROAE

3.019

Efficiency Ratio

80.134

Net Interest Margin

3.75

Balance Sheet Highlights
Financial Highlights Union Community Bank All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 538,067 648,167
Total Net Loans 349,610 461,686
Total Deposits 451,174 495,804
Total Equity 82,773 86,443
Profitability
Net Income 2,576 4,600
Return on Average Assets .5 .53
Return on Average Equity 3.019 4.211
Net Interest Margin 3.75 2.964
Efficiency Ratio 80.134 73.743
Noninterest Income/Revenue 16.027 17.147
Balance Sheet Ratios
Loan-to-Deposit 77.489 82.148
Securities/Assets .175 .168
Total Equity/Total Assets .154 .133
Tangible Equity/Tangible Assets .151 .127
Capital Adequacy
Tier 1 Common Capital 82,828 83,501
Tier 1 Capital 82,828 83,501
Tier 2 Capital 4,283 4,056
Total Capital 87,111 87,552
Total Risk Weighted Assets 388,684 425,981
Leverage Ratio 15.69 13.562
Common Equity Tier 1 Capital Ratio 21.31 24.643
Tier 1 Capital Ratio 21.31 24.643
Total Capital Ratio 22.41 25.537

Timeline for Union Community Bank

Union National Community Bank

Acquisition: Union Community Bank acquired a new subsidiary, Union National Community Bank, 12 years

View Profile May 07 2011

Union Community Bank

Union Community Bank was established 23 years ago and is currently headquartered in Mount Joy, PA.

Sep 12 2000

Donegal Financial Services Corp.

Donegal Financial Services Corp. became a new parent organization for Union Community Bank.

View Profile Sep 12 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Union National Community Bank Seller 454,644 Discontinued 5/7/2011
Relationships Role Relationship Start Relationship End
Donegal Financial Services Corp. Parent 7/21/2011
Donegal Financial Services Corp. Parent 9/12/2000 7/20/2011
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