Vitals
  • Total Assets
    498.3M 5.7 %
  • Total Deposits
    368.2M 5.6 %
  • Total Net Loans
    401.5M 8.3 %
  • Net Income
    2.8M 23.9 %
  • Book Value
    55.2M 5.4 %
  • Book Value x2
    110.3M 5.4 %
  • Book Value x3
    165.5M 5.4 %
ROAA

.578

ROAE

5.223

Efficiency Ratio

75.26

Net Interest Margin

3.413

Balance Sheet Highlights
Financial Highlights Savers Co-Operative Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 498,287 761,274
Total Net Loans 401,523 592,852
Total Deposits 368,154 596,855
Total Equity 55,158 82,059
Profitability
Net Income 2,808 4,648
Return on Average Assets .578 .538
Return on Average Equity 5.223 4.944
Net Interest Margin 3.413 3.143
Efficiency Ratio 75.26 77.098
Noninterest Income/Revenue 16.4 14.538
Balance Sheet Ratios
Loan-to-Deposit 109.064 95.714
Securities/Assets .11 .124
Total Equity/Total Assets .111 .108
Tangible Equity/Tangible Assets .109 .106
Capital Adequacy
Tier 1 Common Capital 55,022 80,540
Tier 1 Capital 55,022 80,580
Tier 2 Capital 3,781 5,839
Total Capital 58,803 86,408
Total Risk Weighted Assets 372,588 559,688
Leverage Ratio 11.12 10.827
Common Equity Tier 1 Capital Ratio 14.77 15.478
Tier 1 Capital Ratio 14.77 15.53
Total Capital Ratio 15.78 16.563

Timeline for Savers Co-Operative Bank

Savers Co-Operative Bank

Savers Co-Operative Bank was established 114 years ago and is currently headquartered in Southbridge, MA.

Jan 01 1910
Relationships Role Relationship Start Relationship End
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