Vitals
  • Total Assets
    443.8M 4.9 %
  • Total Deposits
    354.9M 4.8 %
  • Total Net Loans
    386.5M 7.2 %
  • Net Income
    2.0M 21.3 %
  • Book Value
    36.4M 3.9 %
  • Book Value x2
    72.8M 3.9 %
  • Book Value x3
    109.2M 3.9 %
ROAA

.442

ROAE

5.525

Efficiency Ratio

77.688

Net Interest Margin

3.09

Balance Sheet Highlights
Financial Highlights Crest Savings Bank All Insured Savings Banks in New Jersey
Balance Sheet $(000)
Total Assets 443,788 1,030,673
Total Net Loans 386,473 693,502
Total Deposits 354,885 776,139
Total Equity 36,398 127,082
Profitability
Net Income 1,951 6,133
Return on Average Assets .442 .346
Return on Average Equity 5.525 2.946
Net Interest Margin 3.09 2.689
Efficiency Ratio 77.688 79.014
Noninterest Income/Revenue 8.176 9.624
Balance Sheet Ratios
Loan-to-Deposit 108.901 79.002
Securities/Assets .047 .199
Total Equity/Total Assets .082 .123
Tangible Equity/Tangible Assets .081 .117
Capital Adequacy
Tier 1 Common Capital 35,960 122,005
Tier 1 Capital 35,960 122,005
Tier 2 Capital 2,681 5,602
Total Capital 38,641 127,603
Total Risk Weighted Assets 275,820 666,944
Leverage Ratio 7.91 11.596
Common Equity Tier 1 Capital Ratio 13.04 21.406
Tier 1 Capital Ratio 13.04 21.406
Total Capital Ratio 14.01 22.306

Timeline for Crest Savings Bank

Crest Corporation

Crest Corporation became a new subsidiary organization for Crest Savings Bank.

View Profile Jul 21 2011

Crest Savings Bancorp, Inc

Crest Savings Bancorp, Inc became a new parent organization for Crest Savings Bank.

View Profile Apr 19 2001

Crest Savings Bank

Crest Savings Bank was established 105 years ago and is currently headquartered in Wildwood, NJ.

Jan 01 1919
Relationships Role Relationship Start Relationship End
Crest Savings Bancorp, Inc Parent 7/21/2011
Crest Savings Bancorp, Inc Parent 4/19/2001 7/20/2011
Crest Corporation Subsidary 7/21/2011
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