Vitals
  • Total Assets
    416.5M -3.6 %
  • Total Deposits
    367.8M -3.2 %
  • Total Net Loans
    339.2M -7.0 %
  • Net Income
    4.2M 32.0 %
  • Book Value
    32.6M -3.4 %
  • Book Value x2
    65.3M -3.4 %
  • Book Value x3
    97.9M -3.4 %
ROAA

1.005

ROAE

12.302

Efficiency Ratio

71.689

Net Interest Margin

4.904

Balance Sheet Highlights
Financial Highlights First Bank Texas, Ssb All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 416,476 699,407
Total Net Loans 339,158 487,746
Total Deposits 367,787 520,110
Total Equity 32,636 100,964
Profitability
Net Income 4,169 10,708
Return on Average Assets 1.005 1.001
Return on Average Equity 12.302 8.837
Net Interest Margin 4.904 4.122
Efficiency Ratio 71.689 69.901
Noninterest Income/Revenue 18.095 22.526
Balance Sheet Ratios
Loan-to-Deposit 92.216 87.04
Securities/Assets .007 .148
Total Equity/Total Assets .078 .144
Tangible Equity/Tangible Assets .078 .13
Capital Adequacy
Tier 1 Common Capital 38,374 94,270
Tier 1 Capital 38,374 94,270
Tier 2 Capital 2,994 4,738
Total Capital 41,368 99,006
Total Risk Weighted Assets 344,920 501,775
Leverage Ratio 9.42 11.157
Common Equity Tier 1 Capital Ratio 11.13 17.175
Tier 1 Capital Ratio 11.13 17.194
Total Capital Ratio 11.99 18.145

Timeline for First Bank Texas, Ssb

First National Bank Of The Mid-Cities

Acquisition: First Bank Texas, Ssb acquired a new subsidiary, First National Bank Of The Mid-Cities, 11 years

View Profile Jul 01 2012

First National Bank In Munday

Acquisition: First Bank Texas, Ssb acquired a new subsidiary, First National Bank In Munday, 11 years

View Profile Jul 01 2012

Sharp Bancsystems, Inc.

Sharp Bancsystems, Inc. became a new subsidiary organization for First Bank Texas, Ssb.

View Profile Nov 21 2003

First National Insurance Agency, Inc.

First National Insurance Agency, Inc. became a new subsidiary organization for First Bank Texas, Ssb.

View Profile Jun 04 2001

First Baird Bancshares Of Delaware, Inc.

First Baird Bancshares Of Delaware, Inc. became a new parent organization for First Bank Texas, Ssb.

View Profile Nov 04 1993

Want to see more?

Complete timeline for First Bank Texas, Ssb is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of The Mid-Cities Seller 34,561 Pooling of Interests Discontinued 7/1/2012
First National Bank In Munday Seller 97,474 Pooling of Interests Discontinued 7/1/2012
Relationships Role Relationship Start Relationship End
First Baird Bancshares, Inc. Parent 8/19/2011
First Baird Bancshares Of Delaware, Inc. Parent 12/31/2002 8/18/2011
First Baird Bancshares Of Delaware, Inc. Parent 11/4/1993 12/30/2002
First Baird Bancshares, Inc. Parent 10/1/1992 11/3/1993
First Baird Bancshares, Inc. Parent 8/5/1992 9/30/1992
First Baird Bancshares, Inc. Parent 6/25/1992 8/4/1992
First Baird Bancshares, Inc. Parent 12/31/1984 6/24/1992
First Baird Bancshares, Inc. Parent 12/31/1983 12/30/1984
First Baird Bancshares, Inc. Parent 7/20/1981 12/30/1983
Sharp Bancsystems, Inc. Subsidary 7/1/2012 1/8/2016
Sharp Bancsystems, Inc. Subsidary 11/21/2003 6/30/2012
First National Insurance Agency, Inc. Subsidary 6/30/2007 12/30/2009
First National Insurance Agency, Inc. Subsidary 6/4/2001 6/29/2007
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